Madison County property record for 368 N 3rd St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,168 sqft |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (Jul 2022) |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0018-0009 |
| Primary APN | R007-0018-0009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,168 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 18,295 sqft (0.419 acres) |
| Garage Type | Detached |
| Account Number | 58950 |
|---|---|
| Street Address | 368 N 3RD ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10602 |
368 N 3rd St is owned by a company that bought it in July 2022 and is owner-occupied.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1176, LEXINGTON, KY 40588-1176 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage T2 FINANCIAL LLC |
| Jun 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Jul 12, 2022 | Deed, Transfer · Stand-Alone First Mortgage BP FUNDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Deed Document Number | 2014100982 |
| Deed Book / Page | D826 / 45 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 368 N 3RD ST, RICHMOND, KY 40475-1464 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 306 S 3RD ST, RICHMOND, KY 40475-2106 |
| Document Number | 00M2443/29 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | M2443/29 |
| Instrument | 2014316142 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERVILLE, OH 43082 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 368 N 3RD ST, RICHMOND, KY 40475-1464 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2243/784 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | M2243/784 |
| Instrument | 2014154215 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 5, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 12, 2022 |
| Property Address | 368 N 3RD ST, RICHMOND, KY 40475-1464 |
| Document Number | 000D826/45 |
| Book / Page | D826 / 45 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2014100982 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 368 N 3RD ST, RICHMOND, KY 40475-1464 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1176, LEXINGTON, KY 40588-1176 |
| Investor | Possibly a Property Investor |
| Document Number | 2014100983 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2014100983 |
| Name | BP FUNDING GROUP LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 8, 2023 |
The 2025 property tax bill for 368 N 3rd St was $2,121 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 Additional exemption filed | $225,000 | $225,000 |
| 2023 | $2,182.00 (+98%) | $225,000 (+98.59%) | $225,000 (+98.59%) |
| 2022 | $1,102.00 | $113,300 | $113,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 368 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 368 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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