368 Mitchell St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 368 Mitchell St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1940
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (Dec 2011)
Tax Bill	$1,538 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Oct 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351200 111.69-02-01`

Property Details

APN / Parcel Number

Primary APN	`351200 111.69-02-01`
Alternative APNs	`120011106900020010000000` `6272`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6272
Street Address	368 MITCHELL ST
City	OSWEGO
State	NY
Zip	13126-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Subdivision	OSWEGO CITY EAST ORIGINAL VILLAGE BLOCKS
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1006
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	368 MITCHELL ST, OSWEGO, NY 13126-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICU CREDIT UNION
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMPASS FCU
Jun 29, 2018	Deed of Trust, Mortgage COMPASS FCU
Nov 26, 2019	Quit Claim Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2011 · Amount on Record
Deed Sale	Dec 15, 2011 · Amount on Record
Prior Sale	Dec 15, 2011 · Amount on Record
Deed Document Number	201112268
Last Transfer Date	Nov 8, 2019
Transfer Doc	0000010865
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Jul 17, 2026
Property Address	368 MITCHELL ST, OSWEGO, NY 13126-1282
Document Number	0000006209
Instrument Date	Jul 13, 2026
Instrument	20266209
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 MITCHELL ST, OSWEGO, NY 13126-1282

Mortgage

Document Number	0000006209,
Date	Jul 17, 2026
Instrument	20266209

Lender

Name	AMERICU CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2046

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	368 MITCHELL ST, OSWEGO, NY 13126-1282
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 MITCHELL ST, OSWEGO, NY 13126-1282

Mortgage

Document Number	0000009055
Date	Oct 5, 2023
Instrument	R-2023-009055

Lender

Name	COMPASS FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 15, 2033

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	368 MITCHELL ST, OSWEGO, NY 13126-1282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANGUARD RESEARCH & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006126
Date	Jun 29, 2018
Instrument	R-2018-006126

Lender

Name	COMPASS FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2033

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 26, 2019
Property Address	368 MITCHELL ST, OSWEGO, NY 13126-1282
Document Number	0000010865
Instrument Date	Nov 8, 2019
Instrument	10865
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 MITCHELL ST OSWEGO NY 131261282, OSWEGO, NY 13126-1282

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,538.00 (-1.16%)
2025	$1,556.00	$83,000 (+84.44%) Land $31,200 Building $51,800	$83,000 (+53.09%) Land $31,200 Building $51,800
2023		$45,000 Land $15,900 Building $29,100	$54,217 Land $19,157 Building $35,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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