368 Merrimack St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 368 Merrimack St, Lowell, MA 01852

Property Summary

Property TypeBoarding House, Apartment Hotel
Details12 bd · 12 ba · 12,010 sqft · built 1826
Lot Size0.11 acres (4,792 sqft)
Owner2 Trust Names on File
Last Sale$230,000 (Jun 1998)
Tax Bill$12,293 (2026)
Deeds & MortgagesJan 2021 Refinance
Flood ZoneZone X (minimal risk)
APNB03470

Property Details

APN / Parcel Number

Primary APNB03470
Alternative APN
  • LOWE M:159 B:4060 L:368

Interior

Bedrooms12 Beds
Full Baths12 Baths
Total Rooms30 Rooms
Units12 Units
Stories3 Stories
Building Area12,010 sqft Living Area
Gross Area15,202 sqft
1st Floor Area5,165 sqft
AtticAttic
Attic Area1,344 sqft
Basement Area2,184 sqft
Unfinished Basement2,184 sqft

Exterior

Year BuiltBuilt 1826
Effective Year BuiltEffective 1826
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberB03470
Street Address368 MERRIMACK ST
CityLOWELL
StateMA
Zip01852-5906
Property CategoryCommercial
Property TypeCommercial > Retail > Boarding House, Apartment Hotel
Local Zoning CodeUMU
Legal Block4060
Legal Lot Number368
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1006
Census Tract310102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

368 Merrimack St, a commercial property, is held in a trust since June 1998.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address62 SHORE DR, DRACUT, MA 01826-2030
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 1998 · Amount on File
Deed SaleJun 26, 1998 · Amount on File
Prior SaleDec 18, 1995 · Amount on File
Deed Book / Page9378 / 3
Transfer Doc7797000089
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address368 MERRIMACK ST, LOWELL, MA 01852-5906
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035263-79
DateJan 28, 2021
Book Page35263/79
Instrument5712
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 368 Merrimack St was $12,293, up 14.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$12,293.00 (+14.52%)$1,083,100 (+15.84%) Land $236,500 Building $846,600
2025$10,734.00 (+1.32%)$935,000 (+5.12%) Land $221,100 Building $713,900
2024$10,594.00 (+4.13%)$889,500 (+8.58%) Land $206,600 Building $682,900
2023$10,174.00$819,200 Land $179,700 Building $639,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 368 Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 368 Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Merrimack St

Nearby Streets

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