368 Main St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 368 Main St, Oneonta, NY 13820

Property Summary

Property TypeMixed Use Store/Office
Details6,888 sqft · built 2004
Lot Size0.54 acres (23,522 sqft)
OwnerCompany Name on File
Last Sale$1,500,000 (Jan 2020)
Tax Bill$16,757 (2026)
Deeds & MortgagesJan 2020 Sale
Flood ZoneZone X (minimal risk)
APN361200 300.6-3-12.2

Property Details

APN / Parcel Number

Primary APN361200 300.6-3-12.2
Alternative APNs
  • 120030000600030120020000
  • 3911 3888

Interior

Stories1 Story
Building Area6,888 sqft Gross Area
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions269 ft deep x 77 ft wide
Loading DockLoading Dock

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 3888
Street Address368 MAIN ST
CityONEONTA
StateNY
Zip13820-1939
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning Code420
Legal Block3
Legal Lot Number12.002
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group3
Census Block3001
Census Tract590900

Owner

368 Main St, a commercial property, is owned by a company that bought it in January 2020.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address1529 WESTERN AVE, ALBANY, NY 12203-3513
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2020 · Amount on File
Deed SaleJan 22, 2020 · Amount on File
Prior SaleJun 8, 1998 · Amount on File
Deed Document Number202020-323
Record UpdatedOct 29, 2026

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateJan 22, 2020
Property Address368 MAIN ST, ONEONTA, NY 13820-1939
Document Number0000000323
Instrument DateJan 10, 2020
Instrument323
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$6,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1529 WESTERN AVE ALBANY NY 122033513, ALBANY, NY 12203-3513

Tax Assessment & Valuation

The 2026 property tax bill for 368 Main St was $16,757, up 2.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,757.00 (+2.5%)
2025$16,349.00$430,000 Land $43,000 Building $387,000$605,634 Land $60,563 Building $545,071
2023$430,000 Land $43,000 Building $387,000$530,864 Land $53,086 Building $477,778

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 368 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 368 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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