Worcester County and Gardner City property record for 368 Chestnut St, Gardner, MA 01440
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,889 sqft · built 1900 |
| Lot Size | 0.412 acres (17,945 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,453 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:R-21 B:0029 L:0012 |
| Primary APN | M:R-21 B:0029 L:0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,889 sqft Living Area |
| Gross Area | 5,651 sqft |
| Basement Area | 1,110 sqft |
| Unfinished Basement | 1,110 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,945 sqft (0.412 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 368 CHESTNUT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3087 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R1 |
| Legal Block | 18 |
| Legal Lot Number | 12 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 707500 |
368 Chestnut St, a triplex, is owned and occupied by an individual.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 368 CHESTNUT ST, GARDNER, MA 01440-3087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 368 Chestnut St was $6,453, up 10,655% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,453.00 (+10,655%) | $468,600 (+10.49%) Land $80,700 Building $387,900 |
| 2025 | $60.00 (-98.78%) | $424,100 (+29.5%) Land $73,300 Building $350,800 |
| 2024 | $4,909.00 (+2.83%) | $327,500 (+10.64%) Land $66,700 Building $260,800 |
| 2023 | $4,774.00 | $296,000 Land $65,700 Building $230,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 368 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 368 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber, Verizon.
5G (outdoors only) and 4G LTE
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