Elko County property record for 368 1st St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 1,468 sqft · built 1997 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Sep 2026) |
| Tax Bill | $2,438 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-001-015 |
| Primary APN | 047-001-015 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 4,624 sqft |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,440 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 114,563 sqft |
| Garage Type | Attached |
| Garage Area | 1,716 sqft |
| Parking Spaces | 7 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 368 0AKMONT PLZ |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 402 SPRING CREEK CORPORATION FILE 68748 |
| Legal Subdivision | SPRING CREEK TRACT 402 |
| Legal Tract | 402 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 951201 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15017 BEACH WALK LOOP, CORPUS CHRISTI, TX 78418-6228 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 15, 2026 | Bargain and Sale Deed, Transfer STEWART TITLE |
| Sep 15, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE |
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 17, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 2026869708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 15, 2026 |
| Property Address | 368 0AKMONT PLZ, SPRING CREEK, NV 89815 |
| Document Number | 0000869707 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026869707 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 15, 2026 |
| Property Address | 368 OAKMONT PLZ, SPRING CREEK, NV 89815-7139 |
| Document Number | 0000869708 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 2026869708 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165,438.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 368 OAKMONT PLZ, SPRING CREEK, NV 89815-7139 |
| Document Number | 0000869709, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 2026869709 |
| Name | PARAMOUNT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 368 1ST ST, ELKO, NV 89801 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 368 OAKMONT PLZ, SPRING CREEK, NV 89815-7139 |
| Document Number | 0000812935 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 812935 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 17, 2020 |
| Property Address | 368 OAKMONT PLZ, SPRING CREEK, NV 89815-7139 |
| Document Number | 0000772576 |
| Map Reference | FILE 68748 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 772576 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 LITTLE WOLF RD, 94, BOZEMAN, MT 59715-8740 |
| Name | Verified Name |
|---|---|
| Address | 368 OAKMONT PLZ, SPRING CREEK, NV 89815-7139 |
| Document Number | 0000772577 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 772577 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,438.00 (-2.17%) | $90,973 (-2.21%) Land $21,000 Building $69,973 | $259,923 (-2.21%) Land $60,000 Building $199,923 |
| 2025 | $2,492.00 (+23%) | $93,033 (+16.24%) Land $21,000 Building $72,033 | $265,809 (+16.24%) Land $60,000 Building $205,809 |
| 2023 | $2,026.00 (+9.69%) | $80,034 (+16.14%) Land $11,200 Building $68,834 | $228,669 (+16.14%) Land $32,000 Building $196,669 |
| 2022 | $1,847.00 | $68,914 Land $11,200 Building $57,714 | $196,897 Land $32,000 Building $164,897 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.4% of the US · above 91% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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