3679 Summit Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3679 Summit Dr, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,182 sqft · built 1989
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,013 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A893000484`

Property Details

APN / Parcel Number

Primary APN	`A893000484`
Alternative APN	`3-0015-6400-00-0048.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Gross Area	3,914 sqft
1st Floor Area	1,190 sqft
Basement Area	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A893000484
Street Address	3679 SUMMIT DR
City	SAINT CHARLES
State	MO
Zip	63303-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES RIDGE #2 LOT 48
Legal Subdivision	EAGLES RIDGE #2
Legal Lot Number	48
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2010
Census Tract	311147

Owner

Source: St. Charles County records · APN A893000484

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3679 SUMMIT DR, SAINT CHARLES, MO 63303-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 06, 2017	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 16, 2019
Transfer Doc	0071851669
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3679 SUMMIT DR, SAINT CHARLES, MO 63303-1916
Transaction Type	Mortgage
Record Updated	Aug 09, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3679 SUMMIT DR, SAINT CHARLES, MO 63303-1916

Mortgage

Document Number	2021R012922
Date	Feb 11, 2021
Instrument	2021R-012922

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	May 01, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3679 SUMMIT DR, SAINT CHARLES, MO 63303-1916
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067072318
Date	Mar 06, 2017
Book Page	6707/2318
Instrument	20170306000134930

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63006

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,929 (-)	$368,049 (-) Land $60,000 Building $308,049
2025		$69,929 (+7.79%)	$368,049 (+7.79%) Land $60,000 Building $308,049
2024	$4,013.00
2023		$64,877
2022			$341,459 Land $60,000 Building $281,459

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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