3679 Bear River Dr, Rio Oso, CA 95674 Property Records

Sutter County property record for 3679 Bear River Dr, Rio Oso, CA 95674 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 2000
Lot Size	0.703 acres (30,606 sqft)
Owner	Individual Name on File
Last Sale	$408,000 (Nov 2023)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer + 2 more
APN	`028-020-048-000`

Property Details

APN / Parcel Number

Primary APN	`028-020-048-000`
Alternative APN	`28-020-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	30,606 sqft (0.703 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	28-020-048
Street Address	3679 BEAR RIVER DR
City	RIO OSO
State	CA
Zip	95674-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DECAL #: ULI516128/ULI516129 SERIAL #: C1 70 0438 N A & B MAKE : SKYLINE MODEL : D904 YR BLT : 2000 MH INSTALLED ON FOUNDATION PER BP#23564 PER DOC #00/17925 RECORDED 12/14/00 EFFECTIVE FOR 2001/2002 ROLL (DS 1/29/01)
Legal Subdivision	BEAR RIVER GARDEN 03
Legal Lot Number	16
Jurisdiction	SUTTER CA
Township / Civil Division	SOUTH SUTTER
Census Block Group	1
Census Block	1018
Census Tract	51100

Owner

Source: Sutter County records · APN 028-020-048-000

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 09, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 09, 2023	Grant Deed, Transfer · Conventional Mortgage PEAK RESIDENTIAL LENDING LLC
Jan 07, 2022	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2023 · Amount on Record
Deed Sale	Nov 09, 2023 · Amount on Record
Deed Document Number	202310015
Prior Transfer Date	Nov 08, 2023
Prior Transfer Doc	0000010016
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Nov 09, 2023
Property Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641
Document Number	0000010016
Map Reference	MB 3 PG 19
Instrument Date	Nov 08, 2023
Instrument	2023-0010016
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Nov 09, 2023
Property Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641
Document Number	0000010017
Map Reference	MB 3 PG 19
Instrument Date	Nov 08, 2023
Instrument	2023-0010017
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Nov 09, 2023
Property Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641
Document Number	0000010015
Map Reference	MB 3 PG 19
Instrument Date	Nov 02, 2023
Instrument	2023-0010015
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641

Mortgage

Document Number	0000010018
Date	Nov 09, 2023
Instrument	2023-0010018

Lender

Name	PEAK RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3679 BEAR RIVER DR, RIO OSO, CA 95674-9641

Mortgage

Document Number	0000000336
Date	Jan 07, 2022
Instrument	2022-0000336

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Sutter County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Elementary School District	Browns Elementary School District (KG - 08)
Secondary School District	East Nicolaus Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,241.00 (+175.75%)	$416,160 (+171.5%) Land $130,050 Building $286,110	$416,160
2023	$1,538.00 Homeowner's exemption	$153,281 Land $7,033 Building $146,248

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061010511001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 99 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	5 (1998–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 2025, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	About 1 in 375 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Corridor Wireless	Fixed Wireless (unlicensed)	100 / 100
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
Cal.net	Fixed Wireless (unlicensed)	100 / 20
SkyHi	Fixed Wireless (unlicensed)	60 / 30

May also be available at this address: UnWired Broadband Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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