Oakland County property record for 3678 Elder Rd S, West Bloomfield, MI 48324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,553 sqft · built 1977 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,575,000 (Aug 2025) |
| Tax Bill | $9,680 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | X-18-18-203-010 |
| Primary APN | X-18-18-203-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 3,553 sqft Living Area |
| 1st Floor Area | 1,918 sqft |
| Basement Area | 1,634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 19,123 sqft (0.439 acres) |
| Lot Dimensions | 191 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 533 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 444 sqft |
| Patio Area | 444 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3678 ELDER RD S |
|---|---|
| City | WEST BLOOMFIELD |
| State | MI |
| Zip | 48324-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T2N, R9E, SEC 18 LAKEWOODS ESTATES LOT 16 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 18 |
| Legal Subdivision | LAKEWOODS ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WEST BLOOMFIELD |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 156200 |
3678 Elder Rd S is owned and occupied by two individuals who bought it in August 2025.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Jun 13, 2022 | Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | Jun 13, 2022 · Amount on File |
| Deed Document Number | 2025101588 |
| Deed Book / Page | 60451 / 312 |
| Prior Transfer Date | Sep 11, 2016 |
| Prior Transfer Doc | 0000175989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3678 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3043 BLOOMFIELD SHORE DR, WEST BLOOMFIELD, MI 48323-3503 |
| Document Number | 0000395012 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 57840/786 |
| Instrument | 395012 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3678 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3678 EIDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000372906 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 57718/292 |
| Instrument | 372906 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 13, 2022 |
| Property Address | 3678 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000396051 |
| Book / Page | 57846 / 606 |
| Map Reference | LB 145 PG 20-22 |
| Instrument Date | May 26, 2022 |
| Instrument | 396051 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $10,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3678 ELDER RD S, 3678, WEST BLOOMFIELD, MI 48324-2530 |
| Name | Verified Name |
|---|---|
| Address | 3043 BLOOMFIELD SHORE DR, WEST BLOOMFIELD, MI 48323-3503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3678 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012013 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 53719/00830 |
| Instrument | 12013 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3678 Elder Rd S was $9,680 with a homeowner's exemption, down 40.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | West Bloomfield Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,680.00 (-40.66%) Homeowner's exemption | $516,860 Land $281,430 Building $235,430 | $1,033,720 Land $562,860 Building $470,860 |
| 2024 | $16,314.00 | ||
| 2023 | $829,200 Land $511,680 Building $317,520 | ||
| 2022 | $13,381.00 | $414,600 Land $255,840 Building $158,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3678 Elder Rd S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3678 Elder Rd S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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