3678 Cardinal Way, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3678 Cardinal Way, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,695 sqft · built 1985
Lot Size0.196 acres (8,533 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Jun 2022)
Tax Bill$4,508 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-45060-06-020

Property Details

APN / Parcel Number

Primary APN10-45060-06-020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,695 sqft Living Area
Gross Area2,135 sqft
1st Floor Area1,023 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1991
Architectural StyleSplit Level
Construction TypeWood
Lot Area8,533 sqft (0.196 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3678 CARDINAL WAY
CitySAINT PAUL
StateMN
Zip55123-2223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEXINGTON PLACE SOUTH 2 6
Legal SubdivisionLEXINGTON PLACE SOUTH
Legal Block6
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group3
Census Block3000
Census Tract60728

Owner

3678 Cardinal Way is owned and occupied by two individuals who bought it in June 2022.

Source: Dakota County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3678 CARDINAL WAY, SAINT PAUL, MN 55123-2223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on File
Deed SaleJun 22, 2022 · Amount on File
Deed Document Number20221429635
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateJul 13, 2022
Property Address3678 CARDINAL WAY, EAGAN, MN 55123-2223
Document Number0003548839
Instrument DateJun 22, 2022
Instrument3548839
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,452.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3678 CARDINAL WAY, EAGAN, MN 55123-2223

Mortgage

Document Number0003548840
DateJul 13, 2022
Instrument3548840
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3678 Cardinal Way was $4,508.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,508.00$387,900 Land $107,300 Building $280,600$387,900 Land $107,300 Building $280,600
2023$3,632.00 Homeowner's exemption
2022$356,400 Land $104,400 Building $252,000$356,400 Land $104,400 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3678 Cardinal Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3678 Cardinal Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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