3677 Montclair Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3677 Montclair Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1984
Lot Size	0.16 acres (6,974 sqft)
Owner	Company Name on File
Last Sale	$430,500 (Jun 2021)
Tax Bill	$7,380 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-8813-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-8813-9`
Alternative APNs	`17-28-16-18656-000-1040` `281617186560001040` `162817186560001040` `R178005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,974 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R178005
Street Address	3677 MONTCLAIR DR
City	PALM HARBOR
State	FL
Zip	34684-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD75
Legal Description	COUNTRYSIDE NORTH TRACT 3B PHASE 1 LOT 104
Legal Range	16E
Legal Township	28S
Legal Section	17
Legal Subdivision	COUNTRYSIDE NORTH
Legal Phase	1
Legal Tract	3B
Legal Lot Number	104
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2020
Census Tract	27318

Owner

3677 Montclair Dr is owned by a company that bought it in June 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Mar 31, 2022	Special Warranty Deed, Transfer STEWART TITLE
Jun 11, 2021	Warranty Deed, Transfer REALTECH TITLE LLC
Mar 1, 2019	Warranty Deed, Transfer · Line of Credit JOSEPH Z LJJAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	2021194709
Deed Book / Page	21578 / 1776
Transfer Doc	1203001897
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3677 MONTCLAIR DR, PALM HARBOR, FL 34684-4726
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0219901329
Date	Mar 24, 2022
Book Page	21990/1329
Instrument	2022093697

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Unknown
Amount	Amount on Record

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 31, 2022
Property Address	3677 MONTCLAIR DR, PALM HARBOR, FL 34684-4726
Document Number	0219982402
Book / Page	21998 / 2402
Instrument Date	Dec 22, 2021
Instrument	2022101130
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ # PLZ2000, 120, CHICAGO, IL 60606-3913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 11, 2021
Property Address	3677 MONTCLAIR DR, PALM HARBOR, FL 34684-4726
Document Number	0215781776
Book / Page	21578 / 1776
Map Reference	MB 88 PG 56
Instrument Date	Jun 10, 2021
Instrument	2021194709
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,013.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 1, 2019
Property Address	3677 MONTCLAIR DR, PALM HARBOR, FL 34684-4726
Document Number	0204480809
Book / Page	020448 / 000809
Instrument Date	Feb 28, 2019
Instrument	67319
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3677 MONTCLAIR DR PALM HARBOR FL 346844726, PALM HARBOR, FL 34684-4726

Mortgage

Document Number	204480810
Date	Mar 1, 2019
Book Page	020448/000810
Instrument	67320

Lender

Name	JOSEPH Z LJJAS
Address	2851 WEATHERSFIELD CT, CLEARWATER, FL 33761-3012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3677 Montclair Dr was $7,380, up 1.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,380.00 (+1.55%)	$398,850 Land $98,489 Building $300,361	$398,850 Land $98,489 Building $300,361
2024	$7,267.00 (+5.35%)
2023	$6,898.00 (+9.18%)	$374,551 (+10.12%)	$374,551 (+10.12%) Land $135,378 Building $239,173
2022	$6,318.00	$340,123	$340,123 Land $161,452 Building $178,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3677 Montclair Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	5 (2012–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3677 Montclair Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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