3677 Monarch Cir, Naperville, IL 60564 Property Records

DuPage County property record for 3677 Monarch Cir, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,260 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Aug 2021)
Tax Bill	$14,573 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-33-305-005`

Property Details

APN / Parcel Number

Primary APN	`07-33-305-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,260 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	1,565 sqft
2nd Floor Area	1,695 sqft
Basement Area	956 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	15 ft deep x 9.1 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3677 MONARCH CIR
City	AURORA
State	IL
Zip	60504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE EAGLE CLUB UNIT 4 ALL
Legal Subdivision	WHITE EAGLE CLUB UNIT 4
Legal Lot Number	268
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1001
Census Tract	846513

Owner

3677 Monarch Cir is owned and occupied by two individuals who bought it in August 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3677 MONARCH CIR, NAPERVILLE, IL 60564-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Aug 1, 2000 · Amount on File
Deed Document Number	2021127915
Prior Transfer Date	Aug 9, 1995
Prior Transfer Doc	0000122275
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 25, 2021
Property Address	3677 MONARCH CIR, NAPERVILLE, IL 60564-9755
Document Number	0000127915
Map Reference	DOC R88-1786
Instrument Date	Jul 6, 2021
Instrument	R2021-127915
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3677 MONARCH CIR, NAPERVILLE, IL 60564-9755

Mortgage

Document Number	0000127916
Date	Aug 25, 2021
Instrument	R2021-127916

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3677 Monarch Cir was $14,573 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,573.00	$210,417 Land $53,032 Building $157,385	$631,251 Land $159,096 Building $472,155
2022	$12,435.00 Homeowner's exemption	$156,440 Land $39,110 Building $117,330	$469,320 Land $117,330 Building $351,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3677 Monarch Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3677 Monarch Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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