Schoharie County and Schoharie Town property record for 3676 State Rte 7, Howes Cave, NY 12092
| Property Type | Office Building |
|---|---|
| Details | 1,730 sqft · built 1925 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Nov 2017) |
| Tax Bill | $5,421 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 434289 47.-7-19 |
| Primary APN | 434289 47.-7-19 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,730 sqft Gross Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 150 ft deep x 173 ft wide |
| Porch | Slab |
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 515J100672 |
|---|---|
| Street Address | 3676 STATE ROUTE 7 |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-2804 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | A |
| Legal Block | 7 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SCHOHARIE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 740100 |
Source: Schoharie County and Schoharie Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 874, SCHOHARIE, NY 12157-0874 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage NBT BANK NA |
| Nov 30, 2017 | Deed, Transfer NOT AVAILABLE, MICHAEL L. BREEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Book / Page | 1059 / 141 |
| Prior Transfer Date | Sep 26, 2002 |
| Prior Transfer Doc | 0725000114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 3676 STATE ROUTE 7, HOWES CAVE, NY 12092-2804 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001782/0000000189 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 0000001782/0000000189 |
| Instrument | 000000728721 |
| Name | NBT BANK NA |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 30, 2017 |
| Property Address | 3676 STATE ROUTE 7, HOWES CAVE, NY 12092-2804 |
| Document Number | 0000001059/0000000141 |
| Book / Page | 0000001059 / 0000000141 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | NOT AVAILABLE, MICHAEL L. BREEN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 874, SCHOHARIE, NY 12157-0874 |
Source: Schoharie County and Schoharie Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Schoharie Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,421.00 (+4.23%) | ||
| 2025 | $5,201.00 (+128.21%) | $130,000 (-) Land $15,000 Building $115,000 | $209,677 (+7.11%) Land $24,193 Building $185,484 |
| 2023 | $130,000 (-) Land $20,000 Building $110,000 | $195,754 (+15.19%) Land $30,116 Building $165,638 | |
| 2022 | $130,000 Land $20,000 Building $110,000 | $169,935 Land $26,144 Building $143,791 | |
| 2021 | $2,279.00 (-56.57%) | ||
| 2020 | $5,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1987–2011) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures