3676 Navajo Dr, Maiden, NC 28650 Property Records

Lincoln County property record for 3676 Navajo Dr, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Jan 2020)
Tax Bill	$2,323 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3675-88-7513`

Property Details

APN / Parcel Number

Primary APN	`3675-88-7513`
Alternative APNs	`367500887513` `276994` `78684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	276994
Street Address	3676 NAVAJO DR
City	MAIDEN
State	NC
Zip	28650-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	#30 CREEKSIDE VILLAGE SUB
Legal Subdivision	CREEKSIDE VILLAGE
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2004
Census Tract	70902

Owner

3676 Navajo Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3676 NAVAJO DR, MAIDEN, NC 28650-9431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional with PMI HOMESTAR FIN'L
Jan 30, 2020	Warranty Deed, Transfer STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on File
Deed Sale	Jan 30, 2020 · Amount on File
Prior Sale	Jun 27, 2016 · Amount on File
Deed Document Number	2020603819
Deed Book / Page	2879 / 200
Prior Transfer Date	Jan 17, 2013
Prior Transfer Doc	0000502710
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3676 NAVAJO DR, MAIDEN, NC 28650-9431
Document Number	3000569
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3676 NAVAJO DR MAIDEN NC 286509431, MAIDEN, NC 28650-9431

Mortgage

Document Number	3000569
Date	Jan 29, 2021
Book Page	003000/000569
Instrument	624277

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 30, 2020
Property Address	3676 NAVAJO DR, MAIDEN, NC 28650-9431
Document Number	2879200
Book / Page	002879 / 000200
Instrument Date	Jan 29, 2020
Instrument	603819
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3676 NAVAJO DR MAIDEN NC 286509431, MAIDEN, NC 28650-9431

Mortgage

Document Number	2879202
Date	Jan 30, 2020
Book Page	002879/000202
Instrument	603820

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.57%

Tax Assessment & Valuation

The 2026 property tax bill for 3676 Navajo Dr was $2,323.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,323.00	$348,274 Land $35,000 Building $313,274	$348,274 Land $35,000 Building $313,274
2023	$2,223.00	$348,274 Land $35,000 Building $313,274	$348,274 Land $35,000 Building $313,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3676 Navajo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3676 Navajo Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Navajo Dr

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