3676 Boulder Crk, Elko, NV 89801 Property Records

Elko County property record for 3676 Boulder Crk, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,995 sqft · built 2014
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2024)
Tax Bill	$3,810 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01F-228`

Property Details

APN / Parcel Number

Primary APN	`001-01F-228`
Alternative APN	`001-01F-084`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,995 sqft Living Area
Gross Area	2,511 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3676 BOULDER CRK
City	ELKO
State	NV
Zip	89801-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	AUTUMN COLORS ESTATES PHASE 2 FILE 682937,LOCATED IN THE S2SW4 OF,MDB&M CONT 5236.00SF,FORMERLY A PORTION OF 001-01F-084,NO H
Legal Range	55E
Legal Township	34N
Legal Section	08
Legal Subdivision	AUTUMN COLORS EST PH 2
Legal Phase	2
Legal Block	2
Legal Lot Number	228
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2011
Census Tract	950701

Owner

3676 Boulder Crk is owned and occupied by an individual who bought it in June 2024.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3676 BOULDER CRK, ELKO, NV 89801-7803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Jul 31, 2019	Deed of Trust, Mortgage · ARM TOYOTA FINANCIAL CONSUMER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	2024837746
Record Updated	Oct 29, 2026

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 13, 2023
Property Address	3676 BOULDER CRK, ELKO, NV 89801-7803
Document Number	0000815224
Map Reference	FILE 682937
Instrument Date	Jan 3, 2023
Instrument	815224
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,647.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3676 BOULDER CRK, ELKO, NV 89801-7803

Mortgage

Document Number	0000815225
Date	Jan 13, 2023
Instrument	815225

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	3676 BOULDER CRK, ELKO, NV 89801-7803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000757391
Date	Jul 31, 2019
Instrument	757391

Lender

Name	TOYOTA FINANCIAL CONSUMER SOLUTIONS
Type	Funding / Finance Company
Address	HENDERSON, NV 89074

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 3676 Boulder Crk was $3,810, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,810.00 (+3.03%)	$117,026 (-1.52%) Land $21,000 Building $96,026	$334,360 (-1.52%) Land $60,000 Building $274,360
2025	$3,698.00 (-3.22%)	$118,832 Land $21,000 Building $97,832	$339,520 Land $60,000 Building $279,520
2024	$3,821.00 (+9.58%)
2023	$3,487.00 (+3.01%)	$108,396 (+15.21%) Land $15,750 Building $92,646	$309,703 (+15.21%) Land $45,000 Building $264,703
2022	$3,385.00	$94,088 Land $15,750 Building $78,338	$268,823 Land $45,000 Building $223,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3676 Boulder Crk in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3676 Boulder Crk is extreme, ranking above 98.6% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.6% of the US · above 94% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Frontier, Zito Media.

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