3675 Ridgewood Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3675 Ridgewood Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,894 sqft · built 2004
Lot Size	0.28 acres (12,240 sqft)
Owner	Individual Name on File
Last Sale	$283,000 (Sep 2022)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0061-0407-00`

Property Details

APN / Parcel Number

Primary APN	`550-0061-0407-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
1st Floor Area	1,342 sqft
2nd Floor Area	552 sqft
Basement Area	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	12,240 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	138 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3675 RIDGEWOOD AVE
City	CINCINNATI
State	OH
Zip	45211-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD AVE 0.2812 AC LOT 67 RIDGEWOOD PLACE SUB BLK B
Legal Subdivision	RIDGEWOOD PLACE SUB
Legal Block	B
Legal Lot Number	67
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3007
Census Tract	20802

Owner

3675 Ridgewood Ave is owned and occupied by an individual who bought it in September 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3675 RIDGEWOOD AVE, CINCINNATI, OH 45211-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Document Number	0000088509
Deed Book / Page	14753 / 636
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2022
Property Address	3675 RIDGEWOOD AVE, CINCINNATI, OH 45211-2620
Document Number	0000088509
Book / Page	14753 / 636
Map Reference	MB 378 PG 73&74
Instrument Date	Sep 9, 2022
Instrument	2022-0088509
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 RIDGEWOOD AVE, CINCINNATI, OH 45211-2620

Mortgage

Document Number	0000088510
Date	Sep 16, 2022
Instrument	2022-0088510

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3675 RIDGEWOOD AVE, CINCINNATI, OH 45211-2620
Document Number	0000084163
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 RIDEWOOD AVE CINCINNATI OH 45211, CINCINNATI, OH 45211

Mortgage

Document Number	0000084163
Date	Aug 24, 2020
Book Page	014238/000269
Instrument	84163

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 23, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 1, 2018
Property Address	3675 RIDGEWOOD AVE, CINCINNATI, OH 45211-2620
Document Number	0000086908
Book / Page	13764 / 00775
Map Reference	MB 378 PG 73&74
Instrument Date	Sep 27, 2018
Instrument	2018-0086908
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 RIDGEWOOD AVE, CINCINNATI, OH 45211-2620

Mortgage

Document Number	0000086909
Date	Oct 1, 2018
Instrument	2018-0086909

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3675 Ridgewood Ave was $5,984, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,984.00 (+2.78%)	$99,050 (-) Land $11,550 Building $87,500
2024	$5,822.00 (-1.95%)	$99,050 (-) Land $11,550 Building $87,500
2023	$5,938.00 (+29.59%)	$99,050 (+55.07%) Land $11,550 Building $87,500	$283,000 Land $33,000 Building $250,000
2022	$4,582.00 Homeowner's exemption	$63,876 Land $10,203 Building $53,673
2020			$182,500 Land $29,150 Building $153,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3675 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3675 Ridgewood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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