3675 Ricky Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3675 Ricky Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2006
Square Footage2,854 sqft Living Area
Lot Size12,458 sqft (0.286 acres)
OccupancyOwner Occupied
Last Sale$262,000 (2019)
Tax Bill$4,209.00 (2024)

Property Details

APN / Parcel Number

Primary APN26-26-30-0053-0001-2680
Alternative APNs
  • 263026005300012680
  • 141217

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area2,854 sqft Living Area
Gross Area3,570 sqft Gross Area
1st Floor1,418 sqft 1st Floor
Upper Floors1,436 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,458 sqft (0.286 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3675 RICKY LN
CitySAINT CLOUD
StateFL
Zip34772-8210
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 268 LYING IN 27 & 34-26-30
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionBRISTOL COVE AT DEER CREEK PH 1
Legal Phase1
Legal Tract53
Legal Block1
Legal Lot Number268
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2012
Census Tract43207

Owner

Source: Osceola County records · APN 26-26-30-0053-0001-2680

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 22, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 27, 2019Special Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 30, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Mar 19, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleMay 30, 2019
Deed Doc Number2019154740
Deed Book / Page5631 / 1271
Last Transfer DateFeb 17, 2021
Transfer Doc0059411958
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyAMROCK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210

Mortgage

Document Number0058871373
DateFeb 09, 2021
Book Page5887/1373
Instrument2021018509
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 22, 2021
Property Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210
Document Number0059411958
Book / Page5941 / 1958
Map ReferenceMB 18 PG 31-36
Instrument DateFeb 17, 2021
Instrument2021061201
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210

November 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 27, 2019
Property Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210
Document Number0056311271
Book / Page5631 / 1271
Map ReferenceMB 18 PG 31-36
Instrument DateOct 24, 2019
Instrument2019154740
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySELECT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,834.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2001 ROSS AVE STE 2800, 2001, DALLAS, TX 75201-2930

Transferred To (Grantee/Buyer)

NameVerified Name
Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210

Mortgage

Document Number0056311274
DateNov 27, 2019
Instrument5631/1274
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateMay 30, 2019
Property Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210
Document Number0055321629
Book / Page005532 / 001629
Instrument DateMay 16, 2019
Instrument69662
Transaction TypeForeclosure
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 19, 2018
Property Address3675 RICKY LN, SAINT CLOUD, FL 34772-8210
Document Number0053030947
Book / Page005303 / 000947
Instrument DateMar 16, 2018
Instrument44207
Transaction TypeTransfer
Record UpdatedApr 16, 2018

Transaction

AmountAmount Recorded
Tax$472.50
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3675 RICKY LN ST CLOUD FL 347728210, ST CLOUD, FL 34772-8210

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,354.00 (+3.44%) Homeowner's exemption$286,178 (+5.99%)$369,300 (-3.32%) Land $70,000 Building $299,300
2024$4,209.00 (+2.58%)
2023$4,103.00 (-30.8%) Homeowner's exemption$270,013 (-17.88%)$382,000 (+16.18%) Land $65,000 Building $317,000
2022$5,929.00$328,800 Land $55,000 Building $273,800$328,800 Land $55,000 Building $273,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 610 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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