3675 Ocean Ter, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 3675 Ocean Ter, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,995 sqft · built 2001
Lot Size	0.138 acres (5,998 sqft)
Owner	Trust Name on File
Last Sale	$3,000,000 (Dec 2021)
Tax Bill	$32,628 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2021 Sale
Flood Zone	Zone AO (high risk)
APN	`08-00907-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`08-00907-0000-00001`
Alternative APN	`080090700001`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	3,995 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asbestos
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3675 OCEAN TER
City	LAVALLETTE
State	NJ
Zip	08735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40A
Legal Description	60X100 3,5
Legal Subdivision	NORMANDY BEACH
Legal Block	907
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	2
Census Block	2006
Census Tract	722500

Owner

3675 Ocean Ter is held in a trust since December 2021.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	117 ELM PL, NEW CANAAN, CT 06840-6310
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Dec 13, 2021	Deed, Transfer NOT AVAILABLE, SEBER TITLE & STLMT SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Jan 26, 2009 · Amount on File
Deed Document Number	2021176512
Deed Book / Page	18820 / 95
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3675 OCEAN TER, LAVALLETTE, NJ 08735
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179661348
Date	Jul 15, 2020
Book Page	17966/1348
Instrument	2020073837

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 13, 2021
Property Address	3675 OCEAN TER, LAVALLETTE, NJ 08735
Document Number	0188200095
Book / Page	18820 / 95
Instrument Date	Aug 4, 2021
Instrument	2021176512
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	NOT AVAILABLE, SEBER TITLE & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$63,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 STOKES FARM RD, 2, OLD TAPPAN, NJ 07675-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3675 OCEAN TERRACE, TOMS RIVER TOWNSHIP, NJ

Tax Assessment & Valuation

The 2025 property tax bill for 3675 Ocean Ter was $32,628, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,669,800 (-) Land $812,000 Building $857,800	$1,669,800 (-) Land $812,000 Building $857,800
2025	$32,628.00 (+7.3%)	$1,669,800 (+16.47%) Land $812,000 Building $857,800	$1,669,800 (+16.47%) Land $812,000 Building $857,800
2024	$30,407.00 (+22.52%)	$1,433,700 (-) Land $812,000 Building $621,700	$1,433,700 (-) Land $812,000 Building $621,700
2023	$24,817.00 (+4.51%)	$1,433,700 Land $812,000 Building $621,700	$1,433,700 Land $812,000 Building $621,700
2022	$23,746.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3675 Ocean Ter in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 520 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	540 units insured incl. 20 condo units
Nearby Flood Claims	666 (1978–2022)
Claims Outside the SFHA	88 of 666
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 551 claims Hurricane Irene, Aug 2011 · 29 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3675 Ocean Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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