3675 NW Cotton Pl, Bend, OR 97703 Property Records

Deschutes County property record for 3675 NW Cotton Pl, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,672 sqft · built 1999
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (May 2020)
Tax Bill	$18,747 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171124-A0-06400`

Property Details

APN / Parcel Number

Primary APN	`171124-A0-06400`
Alternative APNs	`R1001171124A006400` `195570`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,672 sqft Living Area
Gross Area	4,400 sqft
1st Floor Area	3,672 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Area	728 sqft
Deck Area	820 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	195570
Street Address	3675 NW COTTON PL
City	BEND
State	OR
Zip	97703-5918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AWBREY GLEN HOMESITES PHASE SIX LOT 111
Legal Range	11
Legal Township	17
Legal Section	24
Legal Subdivision	AWBREY GLEN HOMESITES PHASE SIX
Legal Lot Number	111
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3025
Census Tract	1102

Owner

Source: Deschutes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3675 NW COTTON PL, BEND, OR 97703-5918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SOVEREIGN LENDING GROUP INC
May 17, 2021	Intrafamily Transfer, Transfer
May 15, 2020	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Jul 27, 2009 · Amount on Record
Deed Document Number	202021938
Last Transfer Date	Jan 29, 2021
Transfer Doc	0000030534
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 17, 2021
Property Address	3675 NW COTTON PL, BEND, OR 97703-5918
Document Number	0000030534
Map Reference	CAB E PG 24
Instrument Date	Jan 29, 2021
Instrument	2021-30534
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3675 NW COTTON PL, BEND, OR 97703-5918

Mortgage

Document Number	0000030535
Date	May 17, 2021
Instrument	2021-30535

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 17, 2021
Property Address	3675 NW COTTON PL, BEND, OR 97703-5918
Document Number	0000030536
Map Reference	CAB E PG 24
Instrument Date	Jan 29, 2021
Instrument	2021-30536
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3675 NW COTTON PL, BEND, OR 97703-5918

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 15, 2020
Property Address	3675 NW COTTON PL, BEND, OR 97703-5918
Document Number	0000021938
Instrument Date	May 12, 2020
Instrument	21938
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3675 NW COTTON PL BEND OR 977035918, BEND, OR 97703-5918

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,747.00 (+3.94%)	$1,109,550 (+3%)	$1,971,020 (+4.87%) Land $724,210 Building $1,246,810
2024	$18,036.00 (+7.87%)	$1,077,240 (+3%)	$1,879,560 (-6.92%) Land $632,750 Building $1,246,810
2023	$16,720.00	$1,045,870	$2,019,310 Land $678,650 Building $1,340,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: T-Mobile.

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