3675 Gary Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3675 Gary Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1965
Lot Size	1.09 acres (47,515 sqft)
Owner	Individual Name on Record
Last Sale	$84,142 (Jan 2021)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-33-000000-031260`

Property Details

APN / Parcel Number

Primary APN	`23-29-33-000000-031260`
Alternative APNs	`332923000000031260` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	47,515 sqft
Lot Dimensions	296 ft deep x 160 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	448 sqft
Shed	1 Shed
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3675 GARY RD
City	MULBERRY
State	FL
Zip	33860-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG NE COR OF NE1/4 OF NW1/4 RUN W 272.25 FT S 800 FT FOR POB CONT S 160 FT W 296.75 FT N 160 FT E 296.75 FT TO POB
Legal Range	23E
Legal Township	29S
Legal Section	33
Legal Subdivision	CLAVILLE PROP
Legal Tract	000000
Legal Block	3
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3006
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3675 GARY RD, MULBERRY, FL 33860-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 1, 2020	Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HM MTG
Jan 28, 2021	Correction Deed, Transfer DOLPHIN TITLE/BRANDON INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	202122652
Deed Book / Page	11556 / 1060
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0000022652
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3675 GARY RD, MULBERRY, FL 33860-9764
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 GARY RD, MULBERRY, FL 33860-9766

Mortgage

Document Number	0000146211
Date	Jun 22, 2023
Book Page	12737/1917
Instrument	2023146211

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Jun 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 1, 2020
Property Address	3675 GARY RD, MULBERRY, FL 33860-9764
Document Number	0114721675
Book / Page	011472 / 001675
Instrument Date	Oct 27, 2020
Instrument	256008
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	DOLPHIN TITLE/BRANDON INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 GARY RD MULBERRY FL 338609764, MULBERRY, FL 33860-9764

Mortgage

Document Number	114721677
Date	Dec 1, 2020
Book Page	011472/001677
Instrument	256009

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 28, 2021
Property Address	3675 GARY RD, MULBERRY, FL 33860-9764
Document Number	0115561060
Book / Page	011556 / 001060
Instrument Date	Oct 27, 2020
Instrument	22652
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	DOLPHIN TITLE/BRANDON INC

Transaction

Amount	Amount Recorded
Tax	$1,589.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 GARY RD MULBERRY FL 338609764, MULBERRY, FL 33860-9764

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,033 (+2.7%)	$203,013 (-4.89%) Land $31,000 Building $172,013
2025	$1,709.00 (-18.11%) Homeowner's exemption	$172,379 (+5.99%)	$213,457 (-4.32%) Land $31,000 Building $182,457
2023	$2,087.00 (+3.57%) Homeowner's exemption	$162,642 (+3%)	$223,102 (+12.27%) Land $30,000 Building $193,102
2022	$2,015.00 Homeowner's exemption	$157,905	$198,713 Land $29,000 Building $169,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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