Oakland County property record for 3675 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 714 sqft · built 1953 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2023) |
| Tax Bill | $4,267 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-452-018 |
| Primary APN | 04-25-07-452-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 714 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Basement Area | 714 sqft |
| Unfinished Basement | 714 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3675 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB N 1/2 OF LOT 57 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 57 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 170100 |
3675 Gardner Ave is owned and occupied by an individual who bought it in December 2023.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3675 GARDNER AVE, BERKLEY, MI 48072-1477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Mar 2, 2022 | Intrafamily Transfer, Transfer |
| Apr 8, 2019 | Warranty Deed, Transfer TITLE ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on File |
| Deed Sale | Dec 7, 2023 · Amount on File |
| Prior Sale | Apr 8, 2019 · Amount on File |
| Deed Document Number | 2023132864 |
| Deed Book / Page | 59050 / 407 |
| Prior Transfer Date | Feb 28, 2022 |
| Prior Transfer Doc | 0000335716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 7, 2023 |
| Property Address | 3675 GARDNER AVE, BERKLEY, MI 48072-1477 |
| Document Number | 0000132864 |
| Book / Page | 59050 / 407 |
| Map Reference | LB 21 PG 27 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 132864 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43404 CHARLEMAGNE AVE, STERLING HEIGHTS, MI 48314-2228 |
| Name | Verified Name |
|---|---|
| Address | 3675 GARDNER AVE, BERKLEY, MI 48072-1477 |
| Document Number | 0000130999 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 59039/863 |
| Instrument | 130999 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 2, 2022 |
| Property Address | 3675 GARDNER AVE, BERKLEY, MI 48072-1477 |
| Document Number | 0000335716 |
| Book / Page | 57537 / 362 |
| Map Reference | LB 21 PG 27 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 335716 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3675 GARDNER AVE, 3675, BERKLEY, MI 48072-1477 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3675 GARDNER AVE, BERKLEY, MI 48072-1477 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 8, 2019 |
| Property Address | 3675 GARDNER AVE, BERKLEY, MI 48072-1477 |
| Document Number | 0000053245 |
| Book / Page | 052711 / 000444 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 53245 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,530.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3675 GARDNER AVE BERKLEY MI 480721477, BERKLEY, MI 48072-1477 |
The 2025 property tax bill for 3675 Gardner Ave was $4,267 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,267.00 (-2.89%) Homeowner's exemption | $112,270 | $224,540 |
| 2024 | $4,394.00 | ||
| 2023 | $99,340 | $198,680 | |
| 2021 | $3,182.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3675 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3675 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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