Osceola County property record for 3675 Elm Dr, Okeechobee, FL 34972 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1996 |
| Square Footage | 900 sqft Heated Area |
| Lot Size | 57,935 sqft (1.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2020) |
| Tax Bill | $1,327.00 (2025) |
| Primary APN | 111529 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 900 sqft Heated Area |
| Gross Area | 1,160 sqft Gross Area |
| 1st Floor | 900 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 57,935 sqft (1.33 acres) |
| Depth X Width | 400 ft x 165 ft Depth x Width |
| Fence | Fence |
|---|---|
| Deck Area | 260 sqft Deck |
| Porch | Open Porch |
| Porch Area | 260 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 111529 |
|---|---|
| Street Address | 3675 ELM DR |
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-9117 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CENTRAL ACRES SEC 3 PB 2 PG 008 LOT 178 |
| Legal Range | 34E |
| Legal Township | 32S |
| Legal Section | 13 |
| Legal Subdivision | CENTRAL ACRES SEC 3 |
| Legal Tract | 2790 |
| Legal Block | 1 |
| Legal Lot Number | 178 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 3 |
| Census Block | 3196 |
| Census Tract | 43802 |
Source: Osceola County records · APN 111529
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3675 ELM DR, OKEECHOBEE, FL 34972-9117 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FBC MTG |
| Mar 12, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on Record |
| Deed Sale | Mar 12, 2020 · Amount on Record |
| Prior Sale | Aug 23, 2010 · Amount on Record |
| Deed Doc Number | 2020036230 |
| Deed Book / Page | 5691 / 121 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3675 ELM DR, OKEECHOBEE, FL 34972-9117 |
| Document Number | 0057400330 |
| Instrument Date | Mar 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2100 PLEASANT HILL RD KISSIMMEE FL 347463768, KISSIMMEE, FL 34746-3768 |
| Document Number | 0057400330 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 005740/000330 |
| Instrument | 78685 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 3675 ELM DR, OKEECHOBEE, FL 34972-9117 |
| Document Number | 0056910121 |
| Book / Page | 5691 / 121 |
| Map Reference | MB 2 PG 8 |
| Instrument Date | Mar 05, 2020 |
| Instrument | 2020036230 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7990 BAYMEADOWS RD E # E2004, 7990, JACKSONVILLE, FL 32256-2961 |
| Name | Verified Name |
|---|---|
| Address | 3675 ELM DR, OKEECHOBEE, FL 34972-9117 |
| Document Number | 0056910122 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 5691/0122 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 (+12.17%) Homeowner's exemption | $85,342 (+5.99%) | $115,800 (+18.16%) Land $25,300 Building $90,500 |
| 2023 | $1,183.00 (+6.96%) Homeowner's exemption | $80,522 (+3%) | $98,000 (+15.7%) Land $16,800 Building $81,200 |
| 2022 | $1,106.00 Homeowner's exemption | $78,177 | $84,700 Land $12,500 Building $72,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 89% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 84 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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