3675 Decoursey Bridge Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 3675 Decoursey Bridge Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,536 sqft · built 1990
Lot Size	1,306 acres (56,916,500 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Jun 2000)
Tax Bill	$98,668 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`17-001485`

Property Details

APN / Parcel Number

Primary APN	`17-001485`
Alternative APN	`001485`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Total Area
Utility Area	128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	56,916,500 sqft (1,306 acres)

Exterior Amenities

Porch	Slab
Porch Area	760 sqft
Stable	2,688 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	001485
Street Address	3675 DECOURSEY BRIDGE RD
City	CAMBRIDGE
State	MD
Zip	21613-3794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	IMPS LOT 1A - 1,306. S OF DECOURSEY BRIDGE RD CAMBRIDGE
Legal Subdivision	LANDS OF HARTLAND HOLDINGS, LLC
Legal Lot Number	1A
Jurisdiction	DORCHESTER MD
Township / Civil Division	17, SALEM
Census Block Group	1
Census Block	1023
Census Tract	970900

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 INDEPENDENCE AVE SE, WASHINGTON, DC 20003-1021
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage BAY VANGUARD BANK
Aug 9, 2021	Agreement of Sale, Transfer
Sep 11, 2020	Grant Deed, Transfer FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2000 · Amount on Record
Deed Sale	Jun 26, 2000 · Amount on Record
Prior Sale	Aug 24, 1987 · Amount on Record
Deed Document Number	20001281
Deed Book / Page	428 / 418
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	3675 DECOURSEY BRIDGE RD, CAMBRIDGE, MD 21613-3794
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017560114
Date	Jul 22, 2022
Book Page	1756/114

Lender

Name	BAY VANGUARD BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	DORCHESTER MD
Recording Date	Aug 9, 2021
Property Address	3675 DECOURSEY BRIDGE RD, CAMBRIDGE, MD 21613-3794
Document Number	0016710307
Book / Page	1671 / 307
Instrument Date	Aug 2, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 11, 2020
Property Address	3675 DECOURSEY BRIDGE RD, CAMBRIDGE, MD 21613-3794
Document Number	0015950032
Book / Page	001595 / 000032
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	176 PUSEYVILLE RD QUARRYVILLE PA 175669693, QUARRYVILLE, PA 17566-9693

Mortgage

Document Number	15950045
Date	Sep 11, 2020
Book Page	001595/000045

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$98,668.00 (+3.96%)	$8,634,700 (+12.91%) Land $808,800 Building $7,825,900	$8,634,700 (+12.91%) Land $808,800 Building $7,825,900
2025	$94,910.00 (+11.53%)
2023	$85,100.00	$7,647,500 Land $808,800 Building $6,838,700	$7,647,500 Land $808,800 Building $6,838,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1998–2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 99.1% of Maryland
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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