Indian River County property record for 3675 20th St, Vero Beach, FL 32960
| Property Type | Commercial Office |
|---|---|
| Details | 8,352 sqft · built 1989 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Company Name on File |
| Last Sale | $692,000 (Feb 2024) |
| Tax Bill | $12,459 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-03-00023-0010-00001.0 |
| Primary APN | 33-39-03-00023-0010-00001.0 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 8,352 sqft Gross Area |
| 1st Floor Area | 4,232 sqft |
| Flooring | Carpet |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 130 ft deep x 127 ft wide |
| View / Lot | Interior |
| Porch | Slab |
| Canopy | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3675 20TH ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32960-2408 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | POI |
| Legal Description | LUCILLE TERRACE SUB BLK 1 LOTS 1, 2, 3 & 4 PBI 3-10 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 03 |
| Legal Subdivision | LUCILLE TERRACE SUB |
| Legal Block | 1 |
| Legal Lot Number | 1-4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 50101 |
3675 20th St, a commercial property, is owned by a company that bought it in February 2024.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7821 DEERCREEK CLUB RD, 200, JACKSONVILLE, FL 32256-3698 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jan 22, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | Jan 22, 2018 · Amount on File |
| Deed Document Number | 20249476 |
| Deed Book / Page | 3681 / 241 |
| Prior Transfer Date | Feb 21, 2024 |
| Prior Transfer Doc | 0036810241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3675 20TH ST, VERO BEACH, FL 32960-2408 |
| Document Number | 0031241918 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3675 20TH ST VERO BEACH FL 329602408, VERO BEACH, FL 32960-2408 |
| Document Number | 0031241918 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 003124/001918 |
| Instrument | 36415 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202-4349 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 12, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 22, 2018 |
| Property Address | 3675 20TH ST, VERO BEACH, FL 32960-2408 |
| Document Number | 0030862135 |
| Book / Page | 003086 / 002135 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 3769 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,985.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7821 DEERCREEK CLUB RD #200 JACKSONVILLE FL 322563698, 200, JACKSONVILLE, FL 32256-3698 |
The 2025 property tax bill for 3675 20th St was $12,459.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,459.00 | $677,737 Land $199,716 Building $478,021 | $677,737 Land $199,716 Building $478,021 |
| 2023 | $11,834.00 (+0.53%) | $689,733 (-0.53%) Land $199,716 Building $490,017 | $689,733 (-0.53%) Land $199,716 Building $490,017 |
| 2022 | $11,772.00 | $693,414 Land $199,716 Building $493,698 | $693,414 Land $199,716 Building $493,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3675 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3675 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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