3675 1st Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3675 1st Ave, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,066 sqft · built 2024
Lot Size	0.362 acres (15,762 sqft)
Owner	Individual Name on File
Tax Bill	$11,818 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`01-747-90250351`

Property Details

APN / Parcel Number

Primary APN	`01-747-90250351`
Alternative APNs	`1-747-90250351` `74790250351`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,066 sqft Living Area
Gross Area	4,465 sqft
1st Floor Area	1,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Composition Shingle
Lot Area	15,762 sqft (0.362 acres)
Garage Type	Attached
Garage Area	1,399 sqft
Parking Spaces	5 Parking Spaces
Deck Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74790250351
Street Address	3675 1ST AVE
City	EDGEWATER
State	MD
Zip	21037-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25R BK A SELBY ON THE BAY
Legal Subdivision	SELBY ON THE BAY
Legal Block	2
Legal Lot Number	25R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	701202

Owner

3675 1st Ave is owned and occupied by an individual who acquired it in December 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3675 1ST AVE, EDGEWATER, MD 21037-3521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage MWC WB SPV LLLC
Mar 24, 2021	Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 4, 2018
Transfer Doc	3281000405
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3675 1ST AVE, EDGEWATER, MD 21037-3521
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 GALWAY RD, DAVIDSONVILLE, MD 21035-1613

Mortgage

Document Number	0416980249
Date	Oct 1, 2025
Book Page	41698/249

Lender

Name	MWC WB SPV LLLC
Type	Non-Lending Institution
Address	OWINGS MILLS, MD 21117

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3675 1ST AVE, EDGEWATER, MD 21037-3521
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TUMKEY TITLE LLC, TURNKEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 1ST AVE, EDGEWATER, MD 21037-3521

Mortgage

Document Number	0364050418
Date	Mar 24, 2021
Book Page	36405/418

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3675 1st Ave was $11,818.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,107,100 (+4.12%) Land $559,900 Building $547,200	$1,107,100 (-) Land $559,900 Building $547,200
2025	$11,818.00	$1,063,333	$1,107,100 Land $559,900 Building $547,200
2023	$5,808.00	$531,900 Land $531,900	$531,900 Land $531,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3675 1st Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 165 policies
Nearby Flood Policies	165 in force
Nearby Flood Claims	15 (2003–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3675 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st Ave

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