3674 Ray Crest Ct, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 3674 Ray Crest Ct, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,056 sqft · built 2019
Lot Size	0.649 acres (28,288 sqft)
Owner	Trust Name on File
Last Sale	$975,000 (Aug 2012)
Tax Bill	$14,801 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-410-009-000`

Property Details

APN / Parcel Number

Primary APN	`173-410-009-000`
Alternative APN	`173-410-009`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,056 sqft Living Area
Gross Area	4,875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	28,288 sqft (0.649 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	173-410-009
Street Address	3674 RAY CREST CT
City	SANTA ROSA
State	CA
Zip	95404-0900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	99FMPT173-400-1&440-10FNTNGROVE IIEAST UNIT3C LT 9
Legal Subdivision	FOUNTAINGROVE II EAST UNIT 3C
Legal Block	3
Legal Lot Number	9
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3008
Census Tract	152401

Owner

3674 Ray Crest Ct is owner-occupied and held in a trust since August 2012.

Source: Sonoma County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3674 RAY CREST CT, SANTA ROSA, CA 95404-0900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE PERMANENTE MEDICAL GROUP INC
Dec 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2012 · Amount on File
Deed Sale	Aug 7, 2012 · Amount on File
Prior Sale	Mar 16, 2004 · Amount on File
Deed Document Number	201275959
Prior Transfer Date	Oct 29, 2010
Prior Transfer Doc	0000097468
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Aug 27, 2026
Property Address	3674 RAY CREST CT, SANTA ROSA, CA 95404-0900
Document Number	0000043820
Instrument Date	Aug 21, 2026
Instrument	202643820
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3674 RAY CREST CT, SANTA ROSA, CA 95404-0900

Mortgage

Document Number	0000043820,
Date	Aug 27, 2026
Instrument	202643820

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2056

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	3674 RAY CREST CT, SANTA ROSA, CA 95404-0900
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3674 RAY CREST CT, SANTA ROSA, CA 95404-0900

Mortgage

Document Number	0000010043
Date	Jan 28, 2021
Instrument	2021010043

Lender

Name	THE PERMANENTE MEDICAL GROUP INC
Type	Non-Lending Institution
Address	OAKLAND, CA 94612

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 28, 2018
Property Address	3674 RAY CREST CT, SANTA ROSA, CA 95404-0900
Instrument Date	Dec 13, 2018
Instrument	88210
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5886 MOUNTAIN HAWK DR SANTA ROSA CA 954094356, SANTA ROSA, CA 95409-4356

Mortgage

Document Number	0000088210
Date	Dec 28, 2018
Instrument	88210

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3674 Ray Crest Ct was $14,801 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,323,637 (+2%) Land $484,833 Building $838,804
2025	$14,801.00 Homeowner's exemption	$1,297,684 Land $475,327 Building $822,357
2023	$14,359.00 (+6.73%) Homeowner's exemption	$1,247,295 Land $456,870 Building $790,425
2022	$13,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3674 Ray Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3674 Ray Crest Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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