3674 Pine Swamp Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 3674 Pine Swamp Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1964
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Mar 2010)
Tax Bill	$753 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3979408293`

Property Details

APN / Parcel Number

Primary APN	`3979408293`
Alternative APN	`77026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	33,541 sqft (0.77 acres)

Exterior Amenities

Porch	Porch
Deck Area	180 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	280 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Other
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	77026
Street Address	3674 PINE SWAMP RD
City	SPARTA
State	NC
Zip	28675-8490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RM OFFICE FOR STRATEGIC NATURAL RESOURCES - ROBERTSON, JENNIFE 1/20/2014 NO CHANGE
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3006
Census Tract	950300

Owner

Source: Alleghany County records · APN 3979408293

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2010 · Amount on Record
Deed Sale	Mar 18, 2010 · Amount on Record
Prior Sale	May 30, 2007 · Amount on Record
Deed Document Number	20103601
Deed Book / Page	335 / 385
Last Transfer Date	May 30, 2019
Transfer Doc	000400/262
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441/972
Date	Jan 12, 2024
Book Page	441/972
Instrument	101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2044

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00390/0049
Date	Dec 28, 2017
Book Page	390/0049
Instrument	02550

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00412/1003
Date	Oct 29, 2020
Book Page	412/1003
Instrument	2541

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000405/671
Date	Jan 30, 2020
Book Page	405/671
Instrument	168

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Feb 01, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000427/829
Date	Mar 11, 2022
Book Page	427/829
Instrument	564

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 31, 2019
Property Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490
Document Number	000400/262
Book / Page	400 / 262
Instrument Date	May 30, 2019
Instrument	1055
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3674 PINE SWAMP RD, SPARTA, NC 28675-8490

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,600 (-) Land $27,900 Building $76,700	$104,600 (+0.97%) Land $27,900 Building $76,700
2025	$753.00	$104,600 (+0.97%) Land $27,900 Building $76,700
2023		$103,600 Land $26,900 Building $76,700	$103,600 (-0.96%) Land $26,900 Building $76,700
2021			$104,600 Land $27,900 Building $76,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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