3674 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3674 E Carmel Dr, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,017 sqft · built 1976
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Sep 2025)
Tax Bill	$5,935 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-106-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-106-011.000-018`
Alternative APN	`1610320106011000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,017 sqft Living Area
1st Floor Area	2,521 sqft
Basement Area	1,994 sqft
Finished Basement	1,496 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	286 ft deep x 132 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610320106011000
Street Address	3674 E CARMEL DR
City	CARMEL
State	IN
Zip	46033-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 3, LOT 77
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATE
Legal Block	3
Legal Lot Number	77
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	111003

Owner

Source: Hamilton County records · APN 29-10-32-106-011.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3674 E CARMEL DR, CARMEL, IN 46033-4317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Deed Document Number	2025039661
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 16, 2025
Property Address	3674 E CARMEL DR, CARMEL, IN 46033-4317
Document Number	0000039661
Map Reference	MB 5 PG 169&170
Instrument Date	Sep 10, 2025
Instrument	2025039661
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3674 E CARMEL DR, CARMEL, IN 46033-4317

Mortgage

Date	Sep 16, 2025

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2030
Change Frequency	6 Months
Index	SOFR Average 30-Day

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$558,400 (+6.69%) Land $192,800 Building $365,600	$558,400 (+6.69%) Land $192,800 Building $365,600
2024	$5,935.00 (+2.1%)	$523,400 (-0.98%) Land $192,800 Building $330,600	$523,400 (-0.98%) Land $192,800 Building $330,600
2023	$5,813.00 (+8.98%) Homeowner's exemption	$528,600 (+4.24%) Land $116,600 Building $412,000	$528,600 (+4.24%) Land $116,600 Building $412,000
2022	$5,334.00 Homeowner's exemption	$507,100 Land $116,600 Building $390,500	$507,100 Land $116,600 Building $390,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: On-Ramp Indiana, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.