Pike County property record for 36736 State Hwy 194 E, Phelps, KY 41553
| Property Type | Mobile Home |
|---|---|
| Details | 784 sqft · built 2002 |
| Owner | Individual Name on File |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 55845 |
| Primary APN | 55845 |
|---|
| Building Area | 784 sqft Living Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Other |
| Roof Material | Metal |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 36736 ST HWY 194 E |
|---|---|
| State | KY |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DOUBLE WIDE MH ONLY |
| Jurisdiction | PIKE KY |
| Township / Civil Division | RACCOON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 931700 |
36736 State Hwy 194 E, a mobile home, is owned by an individual.
Source: Pike County records, as of November 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 825, PHELPS, KY 41553-0825 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY TRUST BANK INC |
| Sep 14, 2021 | Deed, Transfer · Stand-Alone First Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 36736 STATE HIGHWAY 194 E, PHELPS, KY 41553-9409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 36736 STATE HIGHWAY 194 E, PHELPS, KY 41553-9409 |
| Document Number | 001110/592 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 1110/592 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Aug 3, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PIKE KY |
| Recording Date | Sep 14, 2021 |
| Property Address | 36736 STATE HIGHWAY 194 E, PHELPS, KY 41553-9409 |
| Document Number | 1105/491 |
| Book / Page | 1105 / 491 |
| Instrument Date | Aug 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 959 CHERRY ST, 959, RUTLEDGE, TN 37861-5464 |
| Name | Verified Name |
|---|---|
| Address | 38736 STATE HIGHWAY 194 E, PHELPS, KY 41553-8427 |
| Document Number | 1107585 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 1107/585 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 3, 2036 |
Source: Pike County assessment roll, as of November 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pike County |
| Unified School District | Pike County School District (PK - 12) |
FEMA maps place 36736 State Hwy 194 E in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 36736 State Hwy 194 E is high, ranking above 84% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 98.1% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN WATER DIST serves 44,057 people · EPA ID KY0980575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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