36734 Neff Rd, Grafton, OH 44044 Property Records

Lorain County property record for 36734 Neff Rd, Grafton, OH 44044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1973
Lot Size3.3 acres (143,748 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Dec 2016)
Tax Bill$4,867 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-00-084-000-019

Property Details

APN / Parcel Number

Primary APN16-00-084-000-019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,792 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area143,748 sqft (3.3 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area403 sqft
Patio Area80 sqft
Canopy320 sqft
Pole Barn1,408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address36734 NEFF RD
CityGRAFTON
StateOH
Zip44044-9642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:GRAFTON TOWNSHIP
Legal SubdivisionGRAFTON TOWNSHIP
JurisdictionLORAIN OH
Township / Civil DivisionGRAFTON
Census Block Group4
Census Block4023
Census Tract95100

Owner

36734 Neff Rd is owned and occupied by an individual who bought it in December 2016.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address36734 NEFF RD, GRAFTON, OH 44044-9642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
LORMET COMMUNITY FCU
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOWARD HANNA MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2016 · Amount on File
Deed SaleDec 29, 2016 · Amount on File
Prior SaleJul 13, 2015
Deed Document Number2016006701
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address36734 NEFF RD, GRAFTON, OH 44044-9642
Transaction TypeMortgage
Record UpdatedJul 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000921766
DateJul 11, 2023
Instrument2023-0921766
Lender
NameLORMET COMMUNITY FCU
TypeCredit Union
AddressAMHERST, OH 44001
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 10, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address36734 NEFF RD, GRAFTON, OH 44044-9642
Document Number0000791179
Instrument DateNov 24, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address36734 NEFF RD GRAFTON OH 440449642, GRAFTON, OH 44044-9642

Mortgage

Document Number0000791179
DateNov 30, 2020
Instrument791179
Lender
NameHOWARD HANNA MTG SVCS
TypeMortgage Company
AddressPITTSBURGH, PA 15238
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 36734 Neff Rd was $4,867.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionGrafton Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,867.00$109,210 (%) Land $34,430 Building $74,780$312,040 (-) Land $98,370 Building $213,670
2024$4,867.00 (+12.38%)$109,215 (+26.2%) Land $34,430 Building $74,785$312,040 (+26.2%) Land $98,370 Building $213,670
2023$4,331.00 (+2.05%)$86,538 (%) Land $25,718 Building $60,820$247,250 Land $73,480 Building $173,770
2022$4,244.00$86,540 Land $25,720 Building $60,820
2021$247,250 Land $73,480 Building $173,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 36734 Neff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36734 Neff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GLW Broadband
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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