3673 Getchell Rd, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 3673 Getchell Rd, Hermantown, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,535 sqft · built 1960
Lot Size	1.2 acres (52,616 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Aug 2020)
Tax Bill	$6,052 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-0045-00040`

Property Details

APN / Parcel Number

Primary APN	`395-0045-00040`
Alternative APN	`1093908`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,535 sqft Gross Area
1st Floor Area	1,535 sqft
Basement Area	614 sqft
Finished Basement	614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	52,616 sqft (1.2 acres)
Garage Area	539 sqft
Deck Area	240 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1093908
Street Address	3673 GETCHELL RD
City	HERMANTOWN
State	MN
Zip	55811-3759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:000 INC VAC RD EASEMENT ADJ SERIAL #
Legal Subdivision	BESSER ACRES
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2012
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3673 GETCHELL RD, HERMANTOWN, MN 55811-3759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL COMMERCE BANK
Aug 7, 2020	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/CMRC
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	20201387374
Prior Transfer Date	Jul 24, 2003
Prior Transfer Doc	0000910691
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2026
Property Address	3673 GETCHELL RD, HERMANTOWN, MN 55811-3759
Document Number	0001534760
Instrument Date	Jun 2, 2026
Instrument	20261534760
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3673 GETCHELL RD, HERMANTOWN, MN 55811-3759

Mortgage

Document Number	0001534760,
Date	Jun 24, 2026
Instrument	20261534760

Lender

Name	NATIONAL COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 8, 2051

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 7, 2020
Property Address	3673 GETCHELL RD, HERMANTOWN, MN 55811-3759
Document Number	00A1387374
Instrument Date	Jul 31, 2020
Instrument	A1387374
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3673 GETCHELL RD HERMANTOWN MN 558113759, HERMANTOWN, MN 55811-3759

Mortgage

Document Number	A1387375
Date	Aug 7, 2020
Instrument	A1387375

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3673 GETCHELL RD, HERMANTOWN, MN 55811-3759
Document Number	00A1317406
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3673 GETCHELL RD HERMANTOWN MN 558113759, HERMANTOWN, MN 55811-3759

Mortgage

Document Number	00A1317406
Date	Sep 13, 2017
Instrument	A1317406

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,052.00 (+23.46%) Homeowner's exemption
2025	$4,902.00 (+11.31%) Homeowner's exemption	$448,400 (+21.45%) Land $74,000 Building $374,400	$448,400 (+21.45%) Land $74,000 Building $374,400
2024	$4,404.00	$369,200 (+55.13%) Land $70,400 Building $298,800	$369,200 (+55.13%) Land $70,400 Building $298,800
2022		$238,000 Land $62,200 Building $175,800	$238,000 Land $62,200 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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