3672 Welch Rd, Avoca, NY 14809 Property Records

Steuben County and Howard Town property record for 3672 Welch Rd, Avoca, NY 14809

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,540 sqft · built 1840
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$500 (Jul 2006)
Tax Bill	$1,317 (2026)
Deeds & Mortgages	Dec 2022 Refinance Jan 2018 Transfer
APN	`0002104-000`

Property Details

APN / Parcel Number

Primary APN	`0002104-000`
Alternative APNs	`465400 125.00-01-011.100` `54001250000001011100`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	1,540 sqft
2nd Floor Area	676 sqft
Upper Floors Area	324 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	208 ft deep x 208 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0002104-000
Street Address	3672 WELCH RD
City	AVOCA
State	NY
Zip	14809-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	1 ACRE ASSESSED ** TS 10/03
Legal Block	1
Legal Lot Number	11.100
Jurisdiction	STEUBEN NY
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3162
Census Tract	961000

Owner

Source: Steuben County and Howard Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3672 WELCH RD, AVOCA, NY 14809-9523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DES MOINES METRO CU
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2006 · Amount on Record
Deed Sale	Jul 31, 2006 · Amount on Record
Prior Sale	Dec 7, 2000 · Amount on Record
Deed Book / Page	2033 / 115
Last Transfer Date	Jan 31, 2018
Transfer Doc	002692/277
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	3672 WELCH RD, AVOCA, NY 14809-9523
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004930/236
Date	Dec 8, 2022
Book Page	4930/236

Lender

Name	DES MOINES METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEUBEN NY
Recording Date	Jan 31, 2018
Property Address	3672 WELCH RD, AVOCA, NY 14809-9523
Document Number	002692/277
Book / Page	2692 / 277
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3672 WELCH RD, AVOCA, NY 14809-9523

Tax Assessment & Valuation

Source: Steuben County and Howard Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Howard Town
Unified School District	Avoca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,317.00 (+2.49%)
2025	$1,285.00 (+106.26%)	$53,000 (-) Land $15,000 Building $38,000	$66,250 (+18.75%) Land $18,750 Building $47,500
2023		$53,000 (-) Land $15,000 Building $38,000	$55,789 (+5.26%) Land $15,789 Building $40,000
2022		$53,000 Land $15,000 Building $38,000	$53,000 Land $15,000 Building $38,000
2021	$623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (1993–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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