Miami County property record for 3672 N State Rte 48, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Lot Size | 12.6 acres (550,337 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,800 (Dec 2024) |
| Tax Bill | $1,302 (2025) |
| Deeds & Mortgages | Dec 2024 Sale Dec 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | I20-022365 |
| Primary APN | I20-022365 |
|---|---|
| Alternative APN |
|
| Lot Area | 550,337 sqft (12.6 acres) |
|---|---|
| Cabin | 288 sqft |
| Street Address | 3672 N STATE ROUTE 48 |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-5 CEN PT NW |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 05 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1000 |
3672 N State Rte 48 is owned and occupied by an individual who bought it in December 2024.
Source: Miami County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3672 N STATE ROUTE 48, COVINGTON, OH 45318-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2024 | Warranty Deed, Transfer |
| Dec 20, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2024 · Amount on File |
| Deed Sale | Dec 17, 2024 · Amount on File |
| Deed Document Number | 2024OR-13141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 17, 2024 |
| Property Address | 3672 N STATE ROUTE 48, COVINGTON, OH 45318-9785 |
| Document Number | 0000013141 |
| Instrument Date | Nov 7, 2024 |
| Instrument | 2024OR-13141 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3438 BLOCKER DR, KETTERING, OH 45420-1016 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 20, 2023 |
| Property Address | 3672 N STATE ROUTE 48, COVINGTON, OH 45318-9785 |
| Document Number | 0000013918 |
| Map Reference | 113 VOL 13 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023OR-13918 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3672 N State Rte 48 was $1,302, up 9.3% from the year before.
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newton Township |
| Unified School District | Newton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,302.00 (+9.32%) | $36,470 (+14.76%) Land $31,220 Building $5,250 | $104,200 Land $89,200 Building $15,000 |
| 2024 | $1,191.00 (+2.14%) | $31,780 (-) Land $31,150 Building $630 | |
| 2023 | $1,166.00 (-3.64%) | $31,780 (-) Land $31,150 Building $630 | $90,800 (-) Land $89,000 Building $1,800 |
| 2022 | $1,210.00 | $31,780 Land $31,150 Building $630 | $90,800 Land $89,000 Building $1,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3672 N State Rte 48 in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3672 N State Rte 48 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Windstream DSL | 200 / 20 |
5G and 4G LTE (outdoors only)
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