3672 Cypress Rd, Oceanside, CA 92058 Property Records

San Diego County property record for 3672 Cypress Rd, Oceanside, CA 92058 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,463 sqft Living Area
Lot Size12,343 sqft (0.283 acres)
OccupancyOwner Occupied
Last Sale$1,010,000 (2026)
Tax Bill$8,076.00 (2025)

Property Details

APN / Parcel Number

Primary APN158-630-14-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,463 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area12,343 sqft (0.283 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3672 CYPRESS RD
CityOCEANSIDE
StateCA
Zip92058-1627
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 TR 012883
Legal SubdivisionCYPRESS ROAD HOMES
Legal Tract012883
Legal Block1
Legal Lot Number14
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1001
Census Tract18613

Owner

Source: San Diego County records · APN 158-630-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Grant Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 10, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 03, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Dec 11, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Sep 14, 2018Grant Deed, Transfer · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2026 · Amount on Record
Deed SaleApr 23, 2026 · Amount on Record
Prior SaleSep 14, 2018 · Amount on Record
Deed Doc Number2026115056
Prior Transfer DateMar 20, 2006
Prior Transfer Doc0000289509
Record RefreshedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 23, 2026
Property Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627
Document Number0000115056
Instrument DateApr 02, 2026
Instrument2026115056
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyN TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$112,211.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627

Mortgage

Document Number0000115057,
DateApr 23, 2026
Instrument2026115057
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000223390
DateJun 10, 2019
Instrument2019-0223390
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109816
DateMar 03, 2020
Instrument2020-0109816
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627

Mortgage

Document Number0000795590
DateDec 11, 2020
Instrument2020-0795590
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 14, 2018
Property Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627
Document Number0000383935
Map ReferenceMAP 12883
Instrument DateSep 06, 2018
Instrument2018-0383935
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3672 CYPRESS RD, OCEANSIDE, CA 92058-1627

Mortgage

Document Number0000383936
DateSep 14, 2018
Instrument2018-0383936
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$739,582 (+2%) Land $396,896 Building $342,686
2025$8,076.00 (+1.96%) Homeowner's exemption$725,081 (+4.04%) Land $389,114 Building $335,967
2024$7,921.00 (+3.21%)
2023$7,675.00 (+1.55%) Homeowner's exemption$696,927 Land $374,005 Building $322,922
2022$7,558.00

Flood & Wildfire

3672 Cypress Rd is in FEMA Zone A99, inside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone A99
1% annual chance, federal flood protection under construction
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
49th percentile of exposed land nationally · 29th in California
Wildfire LikelihoodModerate — about 1 in 847 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cypress Rd

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