3671 Osborne Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 3671 Osborne Rd, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,309 sqft · built 1903
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Last Sale	$216,500 (Aug 2018)
Tax Bill	$7,333 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1430100004`

Property Details

APN / Parcel Number

Primary APN	`1430100004`
Alternative APN	`534 255`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,309 sqft Living Area
Gross Area	3,409 sqft
1st Floor Area	1,248 sqft
Basement Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	97,139 sqft
Driveway	Driveway
Deck Area	1,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	534 255
Street Address	3671 OSBORNE RD
City	WINNEBAGO
State	IL
Zip	61088-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 277 FT N 1065 FT E 350 FT NE1/4 NW1/4 SEC SEC: 30 TWP: 026 RANGE: 011 ACRES: 2.23
Legal Range	11E
Legal Township	26N
Legal Section	30
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	4
Census Block	4030
Census Tract	4200

Owner

3671 Osborne Rd is owned and occupied by an individual who bought it in August 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3671 OSBORNE RD, WINNEBAGO, IL 61088-9102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BK/ROCKFORD
Jan 20, 2017	Deed of Trust, Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	20181023376
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 15, 2018
Property Address	3671 OSBORNE RD, WINNEBAGO, IL 61088-9102
Document Number	0001023376
Instrument Date	Aug 10, 2018
Instrument	1023376
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3671 OSBORNE RD WINNEBAGO IL 610889102, WINNEBAGO, IL 61088-9102

Mortgage

Document Number	1023377
Date	Aug 15, 2018
Instrument	1023377

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3671 OSBORNE RD, WINNEBAGO, IL 61088-9102
Document Number	0001002943
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	CONVENIENT CLOSING SERVICES, CONVENIENT CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3671 OSBORNE RD WINNEBAGO IL 610889102, WINNEBAGO, IL 61088-9102

Mortgage

Document Number	0001002943
Date	Jan 30, 2017
Instrument	1002943

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3671 Osborne Rd was $7,333 with a homeowner's exemption, up 2.8% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,333.00 (+2.79%) Homeowner's exemption	$104,328 (+11.06%) Land $14,022 Building $90,306	$312,984 (+11.06%) Land $42,066 Building $270,918
2024	$7,134.00	$93,939 Land $12,626 Building $81,313	$281,817 Land $37,878 Building $243,939
2022	Homeowner's exemption	$79,345 Land $10,772 Building $68,573	$238,035 Land $32,316 Building $205,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3671 Osborne Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3671 Osborne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AaroBand Fixed Wireless	100 / 50
Silo Communications Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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