3670 Malawi Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3670 Malawi Trl, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,990 (Jan 2026)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
APN	`32-26-31-3664-0001-3210`

Property Details

APN / Parcel Number

Primary APN	`32-26-31-3664-0001-3210`
Alternative APN	`263132366400013210`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	3670 MALAWI TRL
City	SAINT CLOUD
State	FL
Zip	34772-6430
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BUENA LAGO PH 5 PB 36 PGS 1-7 LOT 321
Legal Subdivision	BUENA LAGO PHASE 5
Legal Lot Number	321
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3670 MALAWI TRL, SAINT CLOUD, FL 34772-6430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	20261023
Deed Book / Page	6903 / 1100
Record Updated	Sep 20, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2026
Property Address	3670 MALAWI TRL, SAINT CLOUD, FL 34772-6430
Document Number	0069031100
Book / Page	6903 / 1100
Map Reference	MB 36 PG 1-7
Instrument Date	Dec 30, 2025
Instrument	2026001023
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 MALAWI TRAIL, SAINT CLOUD, FL 34772-6430

Mortgage

Document Number	0069031101
Date	Jan 5, 2026
Instrument	6903/1101

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00	$50,400 Land $50,400	$50,400 Land $50,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.