San Diego County property record for 3670 Aqua Ln, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,423 sqft · built 1972 |
| Lot Size | 0.108 acres (4,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jun 1995) |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage Feb 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-403-15-00 |
| Primary APN | 165-403-15-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,423 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 4,700 sqft (0.108 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 3670 AQUA LN |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 341 TR 007100 |
| Legal Subdivision | COSTA SERENA |
| Legal Tract | 007100 |
| Legal Block | 3 |
| Legal Lot Number | 341 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 18517 |
Source: San Diego County records · APN 165-403-15-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3670 AQUA LN, OCEANSIDE, CA 92056-3948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Feb 26, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Feb 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 1995 · Amount on Record |
| Deed Sale | Jun 29, 1995 · Amount on Record |
| Prior Sale | May 31, 1989 · Amount on Record |
| Deed Document Number | 1995273076 |
| Last Transfer Date | Jul 06, 2009 |
| Transfer Doc | 0000381126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3670 AQUA LN, OCEANSIDE, CA 92056-3948 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3670 AQUA LN, OCEANSIDE, CA 92056-3948 |
| Document Number | 0000287522 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022-0287522 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3670 AQUA LN, OCEANSIDE, CA 92056-3948 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 3670 AQUA LN, OCEANSIDE, CA 92056-3948 |
| Document Number | 0000068937 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019-0068937 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 932 Months |
| Due | Oct 19, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Mar 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3670 AQUA LN, OCEANSIDE, CA 92056-3948 |
| Document Number | 0000068938 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3670 AQUA LN OCEANSIDE CA 920563948, OCEANSIDE, CA 92056-3948 |
| Document Number | 0000068938 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 68938 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Feb 25, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $164,282 (+2%) Land $53,030 Building $111,252 | |
| 2025 | $1,774.00 (+5.41%) Homeowner's exemption | $161,062 (+4.04%) Land $51,991 Building $109,071 |
| 2023 | $1,683.00 (+1.63%) Homeowner's exemption | $154,810 Land $49,973 Building $104,837 |
| 2022 | $1,656.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185173, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 544 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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