367 Terrace Ct, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 367 Terrace Ct, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	1,926 sqft Living Area
Lot Size	36,590 sqft (0.839 acres)
Occupancy	Owner Occupied
Last Sale	$389,000 (2024)
Tax Bill	$1,214.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0880-15-63-9321`
Alternative APNs	`1089044000` `001089044` `555785376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,926 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1961
Construction Type	Wood Construction
Lot Area	36,590 sqft (0.839 acres)

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Account Number	555785376
Street Address	367 TERRACE CT
City	SPRUCE PINE
State	NC
Zip	28777-8468
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEER PARK RD
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	1
Census Block	1001
Census Tract	950400

Owner

Source: Mitchell County records · APN 0880-15-63-9321

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	367 TERRACE CT, SPRUCE PINE, NC 28777-8468
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Deed Doc Number	2024000178
Deed Book / Page	665 / 547
Record Refreshed	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jan 30, 2024
Property Address	367 TERRACE CT, SPRUCE PINE, NC 28777-8468
Document Number	000665/547
Book / Page	665 / 547
Instrument Date	Jan 26, 2024
Instrument	2024000178
Transaction Type	Transfer
Record Updated	Feb 09, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 CHEROKEE RD, CHARLOTTE, NC 28207-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 TERRACE CT, SPRUCE PINE, NC 28777-8468

Mortgage

Document Number	2024000179
Date	Jan 30, 2024
Instrument	2024000179

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,214.00	$216,900 (-) Land $33,500 Building $183,400
2023	$1,214.00	$216,900 Land $33,500 Building $183,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate 44th percentile nationally · 64th in North Carolina
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.