367 Spruce St, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 367 Spruce St, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1959
Lot Size	0.127 acres (5,521 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`064-081-580`

Property Details

APN / Parcel Number

Primary APN	`064-081-580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,010 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	5,521 sqft (0.127 acres)
Lot Dimensions	129 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	367 SPRUCE ST
City	HALF MOON BAY
State	CA
Zip	94019-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100B1
Legal Description	LOT 17 & ELY 14.25 FT OF LOT 18 BLK 9 & ADJ PTN OF ALLEY ABAND 2ND ADDITION TO ARLETA PARK RSM 4/36
Legal Subdivision	ARLETA PARK
Legal Block	9
Legal Lot Number	17,18
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1025
Census Tract	613701

Owner

367 Spruce St is owner-occupied and held in a trust since April 2018.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	367 SPRUCE ST, HALF MOON BAY, CA 94019-1836
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 5, 2018
Transfer Doc	0000026533
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	367 SPRUCE ST, HALF MOON BAY, CA 94019-1836
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 SPRUCE ST, HALF MOON BAY, CA 94019-1836

Mortgage

Document Number	0000071786
Date	Oct 6, 2022
Instrument	2022-071786

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 9, 2018
Property Address	367 SPRUCE ST, HALF MOON BAY, CA 94019-1836
Document Number	0000026533
Instrument Date	Apr 5, 2018
Instrument	26533
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	367 SPRUCE ST HALF MOON BAY CA 940191836, HALF MOON BAY, CA 94019-1836

Tax Assessment & Valuation

The 2025 property tax bill for 367 Spruce St was $3,543 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,479 (+2%) Land $64,660 Building $128,819
2025	$3,543.00 Homeowner's exemption	$189,687 Land $63,393 Building $126,294
2023	$3,180.00 (+5.33%) Homeowner's exemption	$182,324 Land $60,932 Building $121,392	$1,434,150
2022	$3,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 367 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 367 Spruce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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