367 Saint Gemma Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 367 Saint Gemma Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,325 sqft · built 2004
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jun 2025)
Tax Bill$5,167 (2025)
Deeds & MortgagesJun 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNT000300270

Property Details

APN / Parcel Number

Primary APNT000300270
Alternative APN
  • 2-0050-8094-00-0019.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,325 sqft Living Area
Gross Area4,084 sqft
1st Floor Area1,257 sqft
Basement Area1,068 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area691 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area126 sqft
Patio Area236 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT000300270
Street Address367 SAINT GEMMA DR
CityO FALLON
StateMO
Zip63366-2187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST DOMINIC EST LOT 19
Legal SubdivisionST DOMINIC EST
Legal Lot Number19
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3007
Census Tract311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address367 SAINT GEMMA DR, O FALLON, MO 63366-2187
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Prior SaleAug 6, 2015 · Amount on Record
Deed Document Number202525494
Prior Transfer DateOct 8, 2012
Prior Transfer Doc0000960190
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 17, 2025
Property Address367 SAINT GEMMA DR, O FALLON, MO 63366-2187
Document Number0000025494
Map ReferenceMB 35 PG 238
Instrument DateJun 5, 2025
Instrument2025R-025494
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyTITLE PREMIER

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 PROVIDENCE RIDGE CT, WENTZVILLE, MO 63385-3870

Transferred To (Grantee/Buyer)

NameVerified Name
Address367 SAINT GEMMA DR, O FALLON, MO 63366-2187

Mortgage

Document Number0000025495
DateJun 17, 2025
Instrument2025R-025495
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,621 (-)$424,322 (-) Land $80,000 Building $344,322
2025$5,167.00$80,621 (+13.31%)$424,322 (+13.31%) Land $80,000 Building $344,322
2023$71,153
2022$374,488 Land $55,000 Building $319,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Saint Gemma Dr

Nearby Streets

Search Property Records by Address or Parcel Number