367 McDonald Cir, Commerce, GA 30529 Property Records

Banks County property record for 367 McDonald Cir, Commerce, GA 30529

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,836 sqft · built 1998
Lot Size	3.1 acres (135,472 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (May 2022)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B53 037`

Property Details

APN / Parcel Number

Primary APN	`B53 037`
Alternative APN	`7060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	135,472 sqft (3.1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	96 sqft
Patio Area	192 sqft
Canopy	360 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	7060
Street Address	367 MCDONALD CIR
City	COMMERCE
State	GA
Zip	30529-7616
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ARR
Legal Description	PB 24-90
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2016
Census Tract	970400

Owner

367 McDonald Cir, a mobile home, is owned and occupied by an individual who bought it in May 2022.

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	367 MCDONALD CIR, COMMERCE, GA 30529-7616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	0000052879
Deed Book / Page	528 / 79
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 3, 2022
Property Address	367 MCDONALD CIR, COMMERCE, GA 30529-7616
Document Number	0000528/79
Book / Page	528 / 79
Instrument Date	May 3, 2022
Instrument	2022-000413
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 MCDONALD CIR, COMMERCE, GA 30529-7616

Mortgage

Document Number	0000000528/0000000081
Date	May 5, 2022
Book Page	0000000528/0000000081

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 367 McDonald Cir was $1,210, up 24.9% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (+24.87%)	$63,392 (+28.79%) Land $38,226 Building $25,166	$158,481 (+28.79%) Land $95,565 Building $62,916
2024	$969.00 (+2.11%)	$49,221 (+5.54%) Land $24,191 Building $25,030	$123,052 (+5.53%) Land $60,478 Building $62,574
2023	$949.00 (+14.2%)	$46,639 (+12.25%) Land $21,819 Building $24,820	$116,599 (+12.25%) Land $54,548 Building $62,051
2022	$831.00 Homeowner's exemption	$41,550 Land $17,704 Building $23,846	$103,874 Land $44,259 Building $59,615

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 367 McDonald Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 367 McDonald Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20