367 Killarney Beach Rd, Bay City, MI 48706 Property Records

Bay County property record for 367 Killarney Beach Rd, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,874 sqft · built 1915
Lot Size	0.33 acres (14,375 sqft)
Owner	Trust Name on File
Last Sale	$274,000 (Sep 2020)
Tax Bill	$5,691 (2026)
Deeds & Mortgages	Jan 2026 Transfer May 2026 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`010-K10-000-028-00`

Property Details

APN / Parcel Number

Primary APN	`010-K10-000-028-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,874 sqft Living Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	325 ft deep x 47.5 ft wide
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	367 KILLARNEY BEACH RD
City	BAY CITY
State	MI
Zip	48706-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 28. ALSO THAT PT ADJ ON E & EXTD TO MEANDER LI. KILLARNEY BEACH
Legal Subdivision	KILLARNEY BEACH
Legal Lot Number	28
Jurisdiction	BAY MI
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1001
Census Tract	286000

Owner

367 Killarney Beach Rd is owner-occupied and held in a trust since September 2020.

Source: Bay County records, as of May 29, 2026

Owner of Record	Trust Name on File
Mailing Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Intrafamily Transfer, Transfer
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 8, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Mar 15, 2017	Warranty Deed, Transfer LAND TITLE AND ABSTRACT INC, LAND TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Oct 8, 2018 · Amount on File
Deed Document Number	202012139
Prior Transfer Date	Feb 24, 1988
Prior Transfer Doc	1077000017
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Jan 29, 2026
Property Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108
Document Number	0000001072
Instrument Date	Jan 21, 2026
Instrument	202601072
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	May 18, 2026
Property Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108
Document Number	0000006824
Instrument Date	Jan 21, 2026
Instrument	20266824
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 8, 2018
Property Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108
Document Number	0000013817
Instrument Date	Oct 4, 2018
Instrument	13817
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48504 WHITAKER RD ST INIGOES MD 206843125, ST INIGOES, MD 20684-3125

Mortgage

Document Number	13818
Date	Oct 8, 2018
Instrument	13818

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Mar 15, 2017
Property Address	367 KILLARNEY BEACH RD, BAY CITY, MI 48706-1108
Document Number	0032040829
Book / Page	3204 / 829
Instrument Date	Mar 14, 2017
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	LAND TITLE AND ABSTRACT INC, LAND TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$1,032.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 KILLARNEY BEACH RD BAY CITY MI 487061108, BAY CITY, MI 48706-1108

Tax Assessment & Valuation

The 2026 property tax bill for 367 Killarney Beach Rd was $5,691 with a homeowner's exemption, up 67.7% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Bangor Charter Township
Unified School District	Bangor Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,691.00 (+67.73%) Homeowner's exemption	$160,900 (+3.91%)	$321,800 (+3.91%)
2025	$3,393.00 (-26.7%) Homeowner's exemption	$154,850	$309,700
2024	$4,629.00
2023		$121,150	$242,300
2022	$3,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 367 Killarney Beach Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	80 (1979–2020)
Claims Outside the SFHA	47 of 80
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 367 Killarney Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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