367 Co Rte 312, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 367 Co Rte 312, Westerlo, NY 12193 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,116 sqft · built 1860
Lot Size	177 acres (7,744,968 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jun 2022)
Tax Bill	$10,647 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013800 140.-1-29`

Property Details

APN / Parcel Number

Primary APN	`013800 140.-1-29`
Alternative APNs	`380014000000010290000000` `14000000010290000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,116 sqft Living Area
1st Floor Area	2,152 sqft
2nd Floor Area	784 sqft
Upper Floors Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	7,744,968 sqft (177 acres)
Lot Width	3,709 ft Width
Garage Type	Detached
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	714 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14000000010290000000
Street Address	367 COUNTY ROUTE 312
City	WESTERLO
State	NY
Zip	12193-2811
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1019
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 140.-1-29

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	367 COUNTY ROUTE 312, WESTERLO, NY 12193-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF GREENE COUNTY
Dec 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GREENE CNTY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2022 · Amount on Record
Deed Sale	Jun 01, 2022 · Amount on Record
Prior Sale	Dec 22, 2005 · Amount on Record
Deed Document Number	202213823
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	367 COUNTY ROUTE 312, WESTERLO, NY 12193-2811
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WILLOW PL, BROOKLYN, NY 11201-4506

Mortgage

Document Number	0000008561
Date	Dec 09, 2022
Instrument	R2022-28561

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	367 COUNTY ROUTE 312, WESTERLO, NY 12193-2811
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007592
Date	Mar 10, 2021
Instrument	R2021-07592

Lender

Name	THE BANK OF GREENE COUNTY
Type	Bank
Address	CATSKILL, NY 12414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	295 Months
Due	Oct 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	367 COUNTY ROUTE 312, WESTERLO, NY 12193-2811
Document Number	0000001058
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 COUNTY ROUTE 312 WESTERLO NY 121932811, WESTERLO, NY 12193-2811

Mortgage

Document Number	0000001058
Date	Jan 14, 2019
Instrument	1058

Lender

Name	BANK OF GREENE CNTY
Type	Bank
Address	CATSKILL, NY 12414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 13, 2044

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Greenville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,647.00	$3,200 (-) Land $1,250 Building $1,950	$551,724 (+10.34%) Land $215,517 Building $336,207
2023		$3,200 Land $1,250 Building $1,950	$500,000 Land $195,312 Building $304,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026

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