3668 Ricky Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3668 Ricky Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,516 sqft · built 2016
Lot Size0.171 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Feb 2024)
Tax Bill$4 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN141234

Property Details

APN / Parcel Number

Primary APN141234
Alternative APN
  • 262630005300012850

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,516 sqft Heated Area
Gross Area3,411 sqft
1st Floor Area2,516 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.171 acres)
Garage TypeFinished
Garage Area649 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area250 sqft
PorchOpen Porch
Porch Area246 sqft
Deck Area674 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number141234
Street Address3668 RICKY LN
CitySAINT CLOUD
StateFL
Zip34772-8211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 285 LYING IN 27 & 34-26-30
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionBRISTOL COVE AT DEER CREEK PHASE 1 - 3
Legal Phase1
Legal Tract53
Legal Block1
Legal Lot Number285
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2035
Census Tract43207

Owner

Source: Osceola County records · APN 141234

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3668 RICKY LN, SAINT CLOUD, FL 34772-8211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleMar 01, 2016 · Amount on Record
Deed Document Number0006554118
Deed Book / Page6412 / 2840
Prior Transfer DateMay 24, 2023
Prior Transfer Doc2023066808
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2023
Property Address3668 RICKY LN, SAINT CLOUD, FL 34772-8211
Document Number0064122840
Book / Page6412 / 2840
Map ReferenceMB 18 PG 31-36
Instrument DateMay 22, 2023
Instrument2023066808
Transaction TypeTransfer
Record UpdatedJun 06, 2023
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3668 RICKY LN, SAINT CLOUD, FL 34772-8211

Transferred To (Grantee/Buyer)

NameVerified Name
Address3668 RICKY LN, SAINT CLOUD, FL 34772-8211

Mortgage

Document Number0064122842
DateMay 24, 2023
Book Page6412/2842
Instrument2023066809
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3668 RICKY LN, SAINT CLOUD, FL 34772-8211
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3668 RICKY LN, SAINT CLOUD, FL 34772-8211

Mortgage

Document Number0061232893
DateJan 06, 2022
Book Page6123/2893
Instrument2022003413
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$419,500 (+109.87%) Land $70,000 Building $349,500$419,500 (-3.07%) Land $70,000 Building $349,500
2023$2,841.00 (+3.76%) Homeowner's exemption$199,890 (+3%)$432,800 (+24.4%) Land $65,000 Building $367,800
2022$2,738.00 Homeowner's exemption$194,068$347,900 Land $55,000 Building $292,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 610 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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