3666 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3666 Sagefield Dr, Harmony, FL 34773 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2024
Square Footage	2,211 sqft Living Area
Lot Size	4,791 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$423,900 (2024)
Tax Bill	$4,912.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-26-32-3596-000K-0120`
Alternative APN	`2632323596000K0120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,211 sqft Living Area
Gross Area	2,790 sqft Gross Area
1st Floor	930 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	105 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	3666 SAGEFIELD DR
City	HARMONY
State	FL
Zip	34773-6204
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK K LOT 12
Legal Subdivision	HARMONY CENTRALPHASE 1
Legal Block	K
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 32-26-32-3596-000K-0120

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3666 SAGEFIELD DR, HARMONY, FL 34773-6204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Deed Doc Number	2024111828
Deed Book / Page	6656 / 2927
Record Refreshed	Sep 20, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 29, 2024
Property Address	3666 SAGEFIELD DR, HARMONY, FL 34773-6204
Document Number	0066562927
Book / Page	6656 / 2927
Map Reference	MB 32 PG 120-133
Instrument Date	Aug 27, 2024
Instrument	2024111828
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3666 SAGEFIELD DR, HARMONY, FL 34773-6204

Mortgage

Document Number	2024111829
Date	Aug 29, 2024
Instrument	2024111829

Lender

Name	STG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,912.00 (+603.72%)	$344,000 (+588%) Land $60,000 Building $284,000	$344,000 (+588%) Land $60,000 Building $284,000
2023	$698.00 (+1,044.26%)	$50,000 (+1,036.36%) Land $50,000	$50,000 (+1,036.36%) Land $50,000
2022	$61.00	$4,400 Land $4,400	$4,400 Land $4,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 74 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.