36657 Kelly Rd, Ray, OH 45672 Property Records

Vinton County property record for 36657 Kelly Rd, Ray, OH 45672

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2001
Lot Size	7.73 acres (336,762 sqft)
Owner	Individual Name on File
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
APN	`13-00526.002`

Property Details

APN / Parcel Number

Primary APN	`13-00526.002`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	336,762 sqft (7.73 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	530 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	36657 KELLY RD
City	RAY
State	OH
Zip	45672-8868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R18 T09 S31 PT MID W SIDE E 1/2 7.731 A
Jurisdiction	VINTON OH
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4036
Census Tract	953000

Owner

36657 Kelly Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Vinton County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	36657 KELLY RD, RAY, OH 45672-8868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 11, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023
Deed Sale	Aug 11, 2023
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	20231072
Deed Book / Page	183 / 1747
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	00173/1130
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VINTON OH
Property Address	36657 KELLY RD, RAY, OH 45672-8868
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36657 KELLY RD, RAY, OH 45672-8868

Mortgage

Document Number	00191/1392
Date	Jan 21, 2026
Book Page	191/1392
Instrument	20260086

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VINTON OH
Recording Date	Aug 11, 2023
Property Address	36657 KELLY RD, RAY, OH 45672-8868
Document Number	00183/1747
Book / Page	183 / 1747
Instrument Date	Jul 21, 2023
Instrument	20231072
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	NORTHWEST SELECT TITLE AGENCY, NORTHWEST SELECT TTL AGCY LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36657 KELLY RD, RAY, OH 45672-8868

Mortgage

Document Number	0020231073
Date	Aug 11, 2023
Instrument	20231073

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VINTON OH
Recording Date	Aug 20, 2020
Property Address	36657 KELLY RD, RAY, OH 45672-8868
Document Number	00173/1130
Book / Page	173 / 1130
Instrument Date	Aug 17, 2020
Instrument	202000001095
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36657 KELLY RD, RAY, OH 45672-8868

Mortgage

Document Number	202000001096
Date	Aug 20, 2020
Instrument	202000001096

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	6.75%
Index	5-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 36657 Kelly Rd was $1,933 with a homeowner's exemption.

Source: Vinton County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Vinton County
County Subdivision	Richland Township
Unified School District	Vinton County Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,933.00	$61,490 Land $8,120 Building $53,370
2024			$175,680 Land $23,200 Building $152,480
2023	$1,758.00 (-0.28%) Homeowner's exemption	$47,340 (-) Land $5,640 Building $41,700
2022	$1,763.00 Homeowner's exemption	$47,340 Land $5,640 Building $41,700
2021			$135,240 Land $16,110 Building $119,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 36657 Kelly Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36657 Kelly Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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