3665 Sharps Mountain Rd, Bedford, VA 24523 Property Records

Bedford County property record for 3665 Sharps Mountain Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Lot Size	13 acres (566,280 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Jan 2018)
Tax Bill	$1,027 (2023)
Deeds & Mortgages	Feb 2018 Second Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`91 1 2A`

Property Details

APN / Parcel Number

Primary APN	`91 1 2A`
Alternative APNs	`90504228` `505188`

Exterior

Lot Area	566,280 sqft (13 acres)

Location & Zoning

Account Number	505188
Street Address	3665 SHARPS MOUNTAIN RD
City	BEDFORD
State	VA
Zip	24523-6659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHARPS MTN RD 180000969
Legal Subdivision	SHARPS MTN
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	30401

Owner

3665 Sharps Mountain Rd is owned and occupied by an individual who acquired it in January 2018.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Mailing Address	3665 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FEDERAL CREDIT UNION
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS 1ST FEDERAL CREDIT UNION
Jan 16, 2018	Intrafamily Transfer, Transfer
Jan 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Jan 5, 2018 · Amount on File
Deed Document Number	0180000160
Last Transfer Date	Jan 16, 2018
Transfer Doc	0180000341
Record Updated	Jun 7, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3665 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6659
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000938
Date	Feb 2, 2018
Instrument	180000938

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 2, 2032

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3665 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6659
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	RELIAN TITLE, RELIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002355
Date	Mar 16, 2018
Instrument	180002355

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3665 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6659
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190011382
Date	Dec 2, 2019
Instrument	190011382

Lender

Name	MEMBERS 1ST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jan 16, 2018
Property Address	3665 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6659
Document Number	0180000341
Instrument Date	Jan 15, 2018
Instrument	180000341
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 5, 2018
Property Address	3665 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6659
Document Number	0180000160
Instrument Date	Jan 5, 2018
Instrument	180000160
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,027.00 Additional exemption filed	$125,300	$305,800 Land $100,000 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3665 Sharps Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3665 Sharps Mountain Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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