3665 Laurel Rd, Shipman, VA 22971 Property Records

Nelson County property record for 3665 Laurel Rd, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1987
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on Record
Tax Bill	$1,287 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60 A 74A`

Property Details

APN / Parcel Number

Primary APN	`60 A 74A`
Alternative APN	`01533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,794 sqft (1.74 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	01533
Street Address	3665 LAUREL RD
City	SHIPMAN
State	VA
Zip	22971-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERTS-SMITH-CLAUSEN DB 207/502
Legal Subdivision	ROBERTS SMITH CLAUSEN
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1016
Census Tract	950101

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3665 LAUREL RD, SHIPMAN, VA 22971-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NOVUS HOME MORTGAGE
Jun 2, 2023	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Recording Date	Jul 24, 2026
Property Address	3665 LAUREL RD, SHIPMAN, VA 22971-2404
Document Number	0000001639
Instrument Date	Jul 17, 2026
Instrument	20261639
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 LAUREL RD, SHIPMAN, VA 22971-2262

Mortgage

Document Number	0000001639,
Date	Jul 24, 2026
Instrument	20261639

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	3665 LAUREL RD, SHIPMAN, VA 22971-2404
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302833
Date	Dec 20, 2023
Instrument	202302833

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jun 2, 2023
Property Address	3665 LAUREL RD, SHIPMAN, VA 22971-2404
Document Number	0202301134
Instrument Date	May 31, 2023
Instrument	202301134
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3665 LAUREL RD, SHIPMAN, VA 22971-2404

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,287.00 (+3.54%)	$229,900 (+20.18%) Land $32,400 Building $197,500	$229,900 (+20.18%) Land $32,400 Building $197,500
2025		$191,300 (-) Land $20,000 Building $171,300	$191,300 (-) Land $20,000 Building $171,300
2023	$1,243.00	$191,300 Land $20,000 Building $171,300	$191,300 Land $20,000 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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