3664 Bay Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3664 Bay Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,469 sqft · built 2014
Lot Size	0.348 acres (15,198 sqft)
Owner	Individual Name on File
Last Sale	$1,580,000 (Dec 2018)
Tax Bill	$15,383 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-863-90008042`

Property Details

APN / Parcel Number

Primary APN	`01-863-90008042`
Alternative APNs	`186390008042` `86390008042`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,469 sqft Total Area
1st Floor Area	1,040 sqft
Basement Area	1,284 sqft
Finished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,198 sqft (0.348 acres)
Garage Type	Built-in
Garage Area	944 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	448 sqft
Deck Area	1,344 sqft
Patio Area	1,344 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	86390008042
Old Parcel Number	186390008042
Street Address	3664 BAY DR
City	EDGEWATER
State	MD
Zip	21037-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS A B BK 21 3664 BAY DR TURKEY POINT
Legal Subdivision	TURKEY POINT
Legal Block	21
Legal Lot Number	B
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	701201

Owner

Source: Anne Arundel County assessment roll, APN 01-863-90008042, as of July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3664 BAY DR, EDGEWATER, MD 21037-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 28, 2020	Deed of Trust, Mortgage NAVY FCU
Dec 06, 2018	Deed, Transfer · ARM FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2018 · Amount on Record
Deed Sale	Dec 06, 2018 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	0032715332
Deed Book / Page	32715 / 332
Record Updated	Jun 07, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3664 BAY DR, EDGEWATER, MD 21037-4143
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3664 BAY DR, EDGEWATER, MD 21037-4143

Mortgage

Document Number	0362360391
Date	Feb 26, 2021
Book Page	36236/391

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3664 BAY DR, EDGEWATER, MD 21037-4143
Document Number	0341680162
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3664 BAY DR EDGEWATER MD 210374143, EDGEWATER, MD 21037-4143

Mortgage

Document Number	0341680162
Date	Feb 06, 2020
Book Page	034168/000162

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 05, 2035

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 06, 2018
Property Address	3664 BAY DR, EDGEWATER, MD 21037-4143
Document Number	0327150332
Book / Page	32715 / 332
Map Reference	MB193 PL11
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1550 DRESDEN ROW STE 1204 HALIFAX NOVA SCOTIA B3J 4A2 CANADA, 1204, XX 00000

Mortgage

Document Number	0032715338
Date	Dec 06, 2018
Instrument	32715/338

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll as of July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$15,383.00 Homeowner's exemption	$1,523,600 Land $493,300 Building $1,030,300	$1,523,600 Land $493,300 Building $1,030,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 170 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

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