3663 Summit Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3663 Summit Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 1996
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Dec 2019)
Deeds & MortgagesApr 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNA953001410

Property Details

APN / Parcel Number

Primary APNA953001410
Alternative APN
  • 3-0015-7210-00-0003.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,636 sqft Living Area
1st Floor Area1,636 sqft
Basement Area1,606 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialBrick Veneer
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area68 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA953001410
Old Parcel NumberA953001410
Street Address3663 SUMMIT DR
CitySAINT CHARLES
StateMO
Zip63303-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST VALLEY #2 LOT 3
Legal Range04E
Legal Township46N
Legal SubdivisionHARVEST VALLEY #2
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group3
Census Block3016
Census Tract311147

Owner

Source: St. Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3663 SUMMIT DR, SAINT CHARLES, MO 63303-1905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 3, 2019Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 3, 2019 · Amount on Record
Deed SaleDec 3, 2019 · Amount on Record
Deed Document Number0071921781
Deed Book / Page7192 / 1781
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3663 SUMMIT DR, SAINT CHARLES, MO 63303-1905
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3663 SUMMIT DR, SAINT CHARLES, MO 63303-1905

Mortgage

Document Number2021R032629
DateApr 14, 2021
Instrument2021R-032629
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 3, 2019
Property Address3663 SUMMIT DR, SAINT CHARLES, MO 63303-1905
Document Number0071921781
Book / Page7192 / 1781
Map ReferenceMB 32 PG 135
Instrument DateNov 25, 2019
Instrument20191203000693640
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUS TITLE CORP & AGENCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2613 HERITAGE LNDG, 2613, SAINT CHARLES, MO 63303-6119

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3663 SUMMIT DR, SAINT CHARLES, MO 63303-1905

Mortgage

Document Number20191203000693650
DateDec 3, 2019
Instrument20191203000693650
Lender
NamePARAMOUNT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$57,902
2022$304,748 Land $50,000 Building $254,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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